1905 PINE STREET, VALRICO, FL, 33594
Active52 days on marketListed Aug 21, 2026MLS #TB8539586
About this home
1905 PINE STREET
Virtually Staged. Quietly tucked at the end of a peaceful street, this custom 2013 Craftsman home delivers the perfect combination of modern efficiency, high-end construction, and substantial equity potential! While the main level features 1,840sf of immaculate living space, a finished staircase leads to a closed-door second level offering 866sf of expandable space, bringing the home’s total potential heated footprint to 2,706sf. Already fully insulated, prepped, and included in the property appraiser sketch, this upper level is currently used as convenient storage and is primed for your finishing touches to easily become a home theater, game room, or private guest suite - rendered images included for imaginaton! Downstairs, the main level enjoys high ceilings, custom woodwork, and rich wood flooring flowing through the open living, dining, and kitchen areas. The smart split-bedroom layout ensures maximum privacy, highlights ample storage, and features a primary ensuite complete with a walk-in shower. Built for ultimate peace of mind and energy efficiency, the home is fortified with concrete block construction, impact windows, spray-foam insulation, and recently buried underground utilities. Step outside to enjoy peaceful Florida evenings from the open front porch or the screened rear patio, framed by mature trees, or take a short stroll to nearby Valrico Lake. Vehicle and hobby enthusiasts will love the oversized two-car garage, deep enough to park an SUV and a full-size pickup truck with room to spare for bikes and tools. Adding a touch of local history, this property was custom-built by the longtime owners of the neighboring Fat Willie’s Fish Camp - a local favorite spot that is only open a few evenings a week - and the newly installed rear fence provides the perfect canvas to plant lush landscaping and create your ultimate private retreat. Whether you finish out the second floor for instant added value or utilize the incredible walk-up storage, this home offers unmatched space, quality, and long-term potential for the money! NOTE: Fireplace and bookcases pictured in virtual staging are furniture. THIS PROPERTY IS NOT FOR RENT.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.5 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.4%
$/sqft vs Valrico actives
$285 vs $211
Days on market
52 vs 53 typical
Where $285/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33594 — neighborhood snapshot
Population
36,289
Median age
43.2
Median income
$91,969
Median home value
$300,300
Avg household
2.74
Households w/ children
4,142
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
124 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1905 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$540,000
1604 MAIN STREET · same community
4 bd · 3 ba · 2,247 sqft · $240/sqft · 32 DOM
Sold · Aug ’26$204,000
504 5TH STREET · same community
2 bd · 1 ba · 704 sqft · $290/sqft · 3 DOM
Sold · Jul ’26$320,000
808 FALKIRK AVENUE
4 bd · 2.5 ba · 1,848 sqft · $173/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1905 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1905 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1905 PINE STREET FAQs
What would the monthly payment be for 1905 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1905 PINE STREET?+
The most recent tax bill on record (2025) was $4,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Valrico?+
At $525,000, this home is listed about 19% above the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1905 PINE STREET?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Marnie Weidman, PLLC. MLS #TB8539586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Valrico homes, in your inbox
Like 1905 PINE STREET but not quite? A daily digest of every new listing in Valrico — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →