
11245 BELLE HAVEN DRIVE, NEW PORT RICHEY, FL, 34654
Active31 days on marketListed Aug 20, 2026MLS #TB8539627
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Sun, Sep 20
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***FANTASTIC $14K PRICE IMPROVEMENT!*** Come see this beautiful new listing and enjoy homemade chocolate chip cookies while you're at it!
About this home
11245 BELLE HAVEN DRIVE
***FANTASTIC $14K PRICE IMPROVEMENT!*** Absolutely stunning and immaculately kept ONE-OWNER home now available in the popular gated community of Waters Edge! With 4 bedrooms, 2½ baths, and a 2-car garage, this SPACIOUS 2259 sq ft home is one of a kind. Situated on a beautiful CONSERVATION LOT complete with pond views and NO FLOOD ZONE, this stately 2-story home has received the BEST of care. The COVERED FRONT PORCH and beautiful mature landscaping will welcome you from the first moment you arrive. Once inside, you’ll immediately notice the tall ceilings, the tasteful decor, and the impeccable cleanliness this home offers. The main floor features a study/den which could be used as a formal dining room or converted to a 5th bedroom. After walking through the spacious foyer and past the powder room, you'll approach the grand living area, complete with ceiling fan and lovely backyard views. Both the den and the living area boast ENGINEERED HARDWOOD FLOORS as well. Next you’ll step into the convenient adjoining dining area which overlooks your peaceful and private back yard. Also overlooking the beautiful backyard is your GORGEOUS kitchen which features stunning GRANITE countertops, 42-inch cabinets, shining STAINLESS appliances, a pantry, and a useful KITCHEN ISLAND. One of the best features this home offers is the LOVELY SCREENED-IN LANAI, where you can relax and enjoy morning coffee and occasional visits from deer and other wildlife! The stairway leading to the 2nd floor includes a convenient landing and opens up into the generously sized LOFT. This amazing FLEX SPACE offers so many possibilities – a reading area, a play room/media room, or an additional den. The primary bedroom boasts so much SPACE and leads to the ENSUITE bathroom, complete with GRANITE countertops, WALK-IN shower, garden tub, and walk-in closet. Bedrooms 2 and 3 are also spacious and are smartly located on either side of the hall bath which features a tub/shower combo, GRANITE countertops, and a linen closet. The 4th bedroom is currently being used as an office but is fully functional as a bedroom as well. The upstairs also features a dedicated LAUNDRY ROOM which includes a STAINLESS washer and dryer. UPDATES on this home continue to impress: NEW ROOF (2026), NEW HYBRID WATER HEATER (2022), NEW COIL FOR UPSTAIRS HVAC (2021), a RING DOORBELL CAMERA + 4 MORE SECURITY CAMERAS, and so much more! NOTE: For your additional peace of mind, the sellers are offering a 2-10 ONE-YEAR SUPREME HOME BUYERS WARRANTY! Wow! Waters Edge is a much sought-after, beautifully maintained community with nature trails, a 70-ACRE LAKE, 2 PIERS, a huge COMMUNITY POOL, a SPLASH PAD, Basketball & PICKLEBALL, and a 9000 sq ft clubhouse which includes a FITNESS CENTER, MEDIA ROOM, GAME ROOM, and more! HOA fee includes basic cable, irrigation for front & sides of house (reclaimed water), maintenance of common areas, trash, and access to all community amenities including clubhouse, fitness center, pool, lake, playground, trails, and more. Schedule your private showing of this gorgeous TURN-KEY home today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,259
Sqft
0.19 ac
Lot size
2
Garage
2011
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,438 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,438/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.5%
$/sqft vs New Port Richey actives
$193 vs $197
Days on market
31 vs 55 typical
Where $193/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waters Edge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Waters Edge — neighborhood snapshot
Population
2,491
Median age
42
Median income
$97,864
Median home value
$378,850
Avg household
3
Households w/ children
412
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
262 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11245 BELLE HAVEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$462,000
11166 BELLE HAVEN DRIVE · same community
4 bd · 2 ba · 2,056 sqft · $225/sqft · 81 DOM
Sold · Jul ’26$455,000
9423 FAIRHOPE COURT · same community
5 bd · 3 ba · 2,635 sqft · $173/sqft · 21 DOM
Sold · Nov ’25$495,000
11015 BELLE HAVEN DRIVE · same community
4 bd · 2.5 ba · 2,709 sqft · $183/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 11245 BELLE HAVEN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11245 BELLE HAVEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11245 BELLE HAVEN DRIVE FAQs
What would the monthly payment be for 11245 BELLE HAVEN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,438/mo — principal and interest, the actual property-tax bill, the $169/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11245 BELLE HAVEN DRIVE?+
The association fee works out to $169 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11245 BELLE HAVEN DRIVE?+
The most recent tax bill on record (2025) was $4,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11245 BELLE HAVEN DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $435,000, this home is listed about 53% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11245 BELLE HAVEN DRIVE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Laurie Bargfeldt. MLS #TB8539627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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