5038 ROCKY COAST PLACE, PALMETTO, FL, 34221
Active80 days on marketListed Aug 19, 2026MLS #TB8540527
About this home
5038 ROCKY COAST PLACE
Welcome to this beautiful brand-new 2025 3-bedroom, 2-bathroom home offering 1,504 sq ft of modern living space in the desirable Silverstone North community. Enjoy an open-concept layout, stylish finishes, and a spacious screened lanai with peaceful lake views — perfect for Florida outdoor living. Residents enjoy community amenities including a swimming pool, clubhouse, playground, and dog park. Conveniently located near I-75 with easy access to shopping, dining, and the beaches of Anna Maria Island. Rent-to-Own options available. Don’t miss this move-in ready home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,504
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SILVERSTONE NORTH
$2 vs $160
Days on market
80 vs 73 typical
Where $2/sqft sits among the 16 homes for sale in SILVERSTONE NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
56,208
Median age
45.5
Median income
$77,712
Median home value
$338,600
Avg household
2.6
Households w/ children
4,828
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
14 of 16
SILVERSTONE NORTH have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5038 ROCKY COAST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$305,000
5054 ROCKY COAST PLACE · same community
3 bd · 2 ba · 1,504 sqft · $203/sqft · 123 DOM
Sold · Feb ’26$319,000
3907 SILVER STRAND TRAIL · same community
4 bd · 2 ba · 1,665 sqft · $192/sqft · 172 DOM
Sold · Jan ’26$328,000
5816 SILVER FEATHER WAY · same community
3 bd · 2 ba · 1,672 sqft · $196/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5038 ROCKY COAST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5038 ROCKY COAST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5038 ROCKY COAST PLACE FAQs
What would the monthly payment be for 5038 ROCKY COAST PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5038 ROCKY COAST PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,400, this home is listed about 99% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5038 ROCKY COAST PLACE?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$2,400 is 99% below the PALMETTO 34221 median of $365,000, and at $2/sqft it sits under the Palmetto average of $228.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,650, now $2,400 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RADIUS REALTY GROUP LLC · Guillermo Gomez. MLS #TB8540527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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