3530 W COGWOOD CIRCLE, BEVERLY HILLS, FL, 34465
Active50 days on marketListed Aug 23, 2026MLS #TB8541166
About this home
3530 W COGWOOD CIRCLE
Discover your dream home in Beverly Hills, Citrus County! This charming three-bedroom, two-bath residence spans 1,573 square feet and sits on a sprawling acre. Enjoy your private oasis with a sparkling pool, perfect for summer fun and entertaining. Inside, find bright living spaces and a well-equipped kitchen ideal for cooking. Each bedroom offers comfort, and the bathrooms are stylish and functional. With a new roof, resurfaced pool, and updated AC, this home also features new flooring in all the bedrooms as well as fresh paint. Located just minutes from shops, restaurants, and parks, this home combines tranquility with convenience. Don’t miss out—schedule a showing today!T
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,573
Sqft
1.02 ac
Lot size
1
Garage
1992
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,529 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,529/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.4%
$/sqft vs PINE RIDGE UNIT 03
$222 vs $210
Days on market
50 vs 71 typical
Where $222/sqft sits among the 14 homes for sale in PINE RIDGE UNIT 03
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beverly Hills
Get to know Beverly Hills. See the full Beverly Hills guide →
BEVERLY HILLS 34465 — neighborhood snapshot
Population
18,514
Median age
57.7
Median income
$55,513
Median home value
$233,000
Avg household
2.16
Households w/ children
1,201
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Beverly Hills market
$224K → $390K
Beverly Hills median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 14
PINE RIDGE UNIT 03 have cut their price
Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 3530 W COGWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$417,000
2877 W AXELWOOD DRIVE · same community
3 bd · 2.5 ba · 1,778 sqft · $235/sqft · 24 DOM
Sold · Jan ’26$265,000
5042 N PEPPERMINT DRIVE · same community
3 bd · 2 ba · 1,833 sqft · $145/sqft · 0 DOM
Sold · Dec ’25$565,000
4931 N MULBERRY LOOP · same community
3 bd · 2 ba · 1,857 sqft · $304/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3530 W COGWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3530 W COGWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3530 W COGWOOD CIRCLE FAQs
What would the monthly payment be for 3530 W COGWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,529/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3530 W COGWOOD CIRCLE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3530 W COGWOOD CIRCLE?+
The most recent tax bill on record (2025) was $1,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3530 W COGWOOD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Beverly Hills?+
At $349,000, this home is listed about 22% above the Beverly Hills median of $285,750. The market section on this page shows how the area is trending.
Which schools are assigned to 3530 W COGWOOD CIRCLE?+
Forest Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 29% above the BEVERLY HILLS 34465 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $360,000, now $349,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DENNIS REALTY & INV. CORP. · Jack Brockman. MLS #TB8541166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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