240 WINDWARD PASSAGE UNIT 702, CLEARWATER, FL, 33767
Active22 days on marketListed Aug 31, 2026MLS #TB8542493
About this home
240 WINDWARD PASSAGE UNIT 702
Freshly updated and move-in ready in sought-after Island Estates, this spacious 3-bedroom, 2.5-bath residence offers refined coastal living, four balconies, a 2-car garage and two versatile bonus spaces. Each bedroom opens to its own private balcony, while a large covered balcony off the main living area creates an inviting extension of the living space for relaxing and entertaining. At the heart of the home, the fully equipped kitchen is ready to enjoy from day one, while offering the perfect canvas to add your own personal touch and style. An artisan-designed countertop and breakfast bar with seating overlooks the expansive great room, where a wood-burning fireplace adds warmth, character and an inviting focal point. Just off the kitchen, the conveniently located laundry room with built-in shelving provides additional storage and everyday functionality. The lower level adds even more versatility with a storage/workshop area and separately air-conditioned “man cave,” ideal for a home office, gym, hobby room, media space or private retreat. Beautifully refreshed throughout, the home features all-new luxury vinyl flooring in every bedroom and the main living areas, complemented by fresh white paint on the ceilings, walls and baseboards for a bright, crisp coastal feel. The garage and man cave also feature newly refinished flooring, completing the home’s fresh, move-in-ready presentation. Enjoy the best of the Island Estates lifestyle with two community pools and Sunset Sam Park at Island Estates, a beautiful waterfront community park just down the street offering outdoor spaces for all ages to enjoy. Everyday conveniences and local favorites are close by, including Publix Super Market, Island Way Grill, Windward Bar & Grille, Sushi Tu, Clearwater Marine Aquarium and Clearwater Beach Marina. The Clearwater Jolley Trolley makes it easy to explore Clearwater Beach and its many restaurants, shops and attractions. Just minutes away are Clearwater’s famous sugar-white sands and sparkling Gulf waters, recently recognized by Tripadvisor as the #1 beach in Florida and #2 beach in the United States for 2026. Enjoy Pier 60, boating, waterfront dining, recreation and unforgettable Gulf sunsets—all part of the Clearwater Beach lifestyle. With extensive updates, four balconies, a 2-car garage, two versatile bonus spaces, two community pools and an exceptional Island Estates location, this residence delivers the perfect combination of space, convenience and coastal living. Move in, unpack and start living where others vacation!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,904
Sqft
0.25 ac
Lot size
2
Garage
1979
Year built
Three Or More
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,665 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,665/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Clearwater actives
$328 vs $224
Days on market
22 vs 53 typical
Where $328/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
255 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 WINDWARD PASSAGE UNIT 702
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$500,000
240 WINDWARD PASSAGE UNIT 602 · same community
2 bd · 2.5 ba · 1,728 sqft · $289/sqft · 82 DOM
Sold · Nov ’25$505,000
800 S GULFVIEW BOULEVARD UNIT 101
3 bd · 2 ba · 1,950 sqft · $259/sqft · 283 DOM
Sold · Mar ’26$500,000
855 BAYWAY BOULEVARD UNIT 105
3 bd · 2 ba · 1,950 sqft · $256/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 240 WINDWARD PASSAGE UNIT 702 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 WINDWARD PASSAGE UNIT 702 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
240 WINDWARD PASSAGE UNIT 702 FAQs
What would the monthly payment be for 240 WINDWARD PASSAGE UNIT 702?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,665/mo — principal and interest, the actual property-tax bill, the $1,195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 240 WINDWARD PASSAGE UNIT 702?+
The association fee works out to $1,195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 240 WINDWARD PASSAGE UNIT 702?+
The most recent tax bill on record (2025) was $8,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 WINDWARD PASSAGE UNIT 702?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $625,000, this home is listed about 124% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 240 WINDWARD PASSAGE UNIT 702?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 13% above the CLEARWATER 33767 median — but at 1,904 sqft it's also 50% larger than the typical Clearwater listing.
02Know the monthly fee
The association fee is $1,195/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · James Snyder. MLS #TB8542493.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 240 WINDWARD PASSAGE UNIT 702 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →