240 WINDWARD PASSAGE UNIT 1001, CLEARWATER, FL, 33767
Active14 days on marketListed Oct 24, 2026MLS #TB8561163
About this home
240 WINDWARD PASSAGE UNIT 1001
Virtually Staged. Coastal Living Made Easy! Remodeled Condo Near the Beach! Welcome to 240 Windward Passage #1001, where modern updates meet the relaxed coastal lifestyle of Clearwater Beach! This beautifully remodeled condo features fresh interior paint throughout, luxury vinyl tile (LVT) flooring, new baseboards, stunning Taj Harmony quartz countertops, and updated bathrooms, creating a fresh, contemporary feel. Enjoy the perfect blend of style, comfort, and location in the desirable Island Estates community. The updated interior offers a clean, modern look with stylish finishes that make this property stand out. Whether you're searching for a full-time residence, a Florida getaway, or a coastal retreat, this condo offers an exciting opportunity to enjoy the best of beachside living. Residents enjoy access to two community swimming pools and boat slips when available, providing even more ways to embrace the Florida lifestyle. Spend sunny afternoons poolside, enjoy time on the water, or take advantage of the area's incredible dining, shopping, and entertainment options. Situated on Island Estates, just minutes from the beautiful white-sand beaches of Clearwater Beach, this property puts you close to some of the area's most desirable destinations. Enjoy the world-famous sunsets, waterfront restaurants, boutique shopping, and lively atmosphere that make Clearwater Beach such a sought-after place to live. The Clearwater Marine Aquarium is nearby, while Pier 60 offers sunset celebrations, fishing, local vendors, and family-friendly entertainment. Waterfront dining options, including Island Way Grill, are conveniently close by. With convenient access to the Clearwater Beach Marina, boating excursions, dolphin tours, and the Gulf beaches, there's always something to enjoy. Downtown Clearwater, Coachman Park, and additional shopping, dining, and entertainment destinations are also within reach. Don't miss your opportunity to enjoy a freshly remodeled condo in one of Clearwater Beach's most desirable coastal locations! Whether you're looking for a year-round home or a relaxing Florida escape, this Island Estates property is ready to impress.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,728
Sqft
2
Garage
1982
Year built
Three Or More
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,159 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,159/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs Clearwater actives
$289 vs $243
Days on market
14 vs 56 typical
Where $289/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
211 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 WINDWARD PASSAGE UNIT 1001
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$500,000
240 WINDWARD PASSAGE UNIT 602 · same community
2 bd · 2.5 ba · 1,728 sqft · $289/sqft · 82 DOM
Sold · Sep ’26$310,000
240 WINDWARD PASSAGE UNIT 1001 · same community
2 bd · 2.5 ba · 1,728 sqft · $179/sqft · 48 DOM
Sold · Oct ’26$700,000
240 WINDWARD PSGE UNIT 401 · same community
3 bd · 2.5 ba · 1,886 sqft · $371/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 240 WINDWARD PASSAGE UNIT 1001 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 WINDWARD PASSAGE UNIT 1001 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
240 WINDWARD PASSAGE UNIT 1001 FAQs
What would the monthly payment be for 240 WINDWARD PASSAGE UNIT 1001?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,159/mo — principal and interest, the actual property-tax bill, the $1,139/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 240 WINDWARD PASSAGE UNIT 1001?+
The association fee works out to $1,139 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 240 WINDWARD PASSAGE UNIT 1001?+
The most recent tax bill on record (2025) was $2,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 WINDWARD PASSAGE UNIT 1001?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $499,900, this home is listed about 67% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 240 WINDWARD PASSAGE UNIT 1001?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33767 market on paper
$499,900 is 12% below the CLEARWATER 33767 median of $569,000, and at $289/sqft it sits under the Clearwater average of $296.
02Know the monthly fee
The association fee is $1,139/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8561163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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