1205 3RD ST CIRCLE E, PALMETTO, FL, 34221
Active22 days on marketListed Aug 29, 2026MLS #TB8542932
About this home
1205 3RD ST CIRCLE E
Fully Furnished 3-Bedroom Townhome with Marina Access and Resort-Style Amenities Discover turnkey coastal living in this beautifully maintained, fully furnished end-unit townhome in the desirable Riviera Dunes community. Offering approximately 2,800 square ft, the residence features three bedrooms, three full bathrooms, one half-bath, a two-car garage and Private Elevator, Gas fireplace and a direct gas weber grill on the lanai. The open-concept interior includes high ceilings, abundant natural light, and a spacious layout suited to both everyday living and entertaining. The kitchen features solid-surface countertops, stainless steel appliances, ample cabinetry, and a generous breakfast bar. Additional highlights include a private screened lanai, a primary suite with a closet and en-suite bathroom, and a primary bath with dual vanities. Recent updates include a new refrigerator, stove, microwave, and HVAC system. The home is offered fully furnished and ready for immediate enjoyment. Riviera Dunes amenities include two swimming pools, tennis courts, pickleball courts, and HOA-maintained exterior landscaping. Marina docks are available and subject to applicable terms. Conveniently located near Gulf Coast beaches, dining, shopping, area attractions, and the Riviera Dunes marina, this townhome offers a comfortable, low-maintenance coastal lifestyle. Property Features: Three bedrooms . Three full bathrooms and one half-bath. Approximately 2,800 square ft. Two-car garage. Fully furnished and move-in ready. Open-concept living area. High ceilings and abundant natural light. Private screened lanai. Private elevator. First-floor Flex room. Primary suite with spacious close. En-suite primary bathroom with dual vanities. New refrigerator, stove, microwave, and HVAC system Community Amenities: Two swimming pools Tennis courts Pickleball courts.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,828
Sqft
0.04 ac
Lot size
2
Garage
2004
Year built
Three Or More
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,849 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,849/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$246 vs $204
Days on market
22 vs 61 typical
Where $246/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
238 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1205 3RD ST CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$285,000
222 22ND STREET E
4 bd · 2 ba · 2,666 sqft · $107/sqft · 0 DOM
Sold · Dec ’25$1,625,000
1806 4TH STREET E
4 bd · 3 ba · 3,056 sqft · $532/sqft · 101 DOM
Sold · Jul ’26$1,650,000
1802 4TH STREET E
3 bd · 3.5 ba · 3,139 sqft · $526/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1205 3RD ST CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1205 3RD ST CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1205 3RD ST CIRCLE E FAQs
What would the monthly payment be for 1205 3RD ST CIRCLE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,849/mo — principal and interest, the actual property-tax bill, the $1,000/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1205 3RD ST CIRCLE E?+
The association fee works out to $1,000 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1205 3RD ST CIRCLE E?+
The most recent tax bill on record (2025) was $8,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1205 3RD ST CIRCLE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $695,000, this home is listed about 76% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1205 3RD ST CIRCLE E?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 88% above the PALMETTO 34221 median — but at 2,828 sqft it's also 46% larger than the typical Palmetto listing.
02Pool & Tennis Court & Water views
The pool and tennis court and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,000/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8542932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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