6424 RUBIA CIRCLE, APOLLO BEACH, FL, 33572
Active10 days on marketListed Sep 10, 2026MLS #TB8544088
About this home
6424 RUBIA CIRCLE
Pre-Construction. To be built. Pre-Construction. To be built. Welcome to an extraordinary opportunity to bring a truly one-of-a-kind modern residence to life behind the private gates of Andalucia, one of Apollo Beach's most desirable waterfront communities. Designed by Supreme International Construction, this proposed custom home features striking contemporary architecture, dramatic glass walls, soaring 25-foot ceilings, expansive outdoor living, and resort-inspired amenities, created for those who appreciate exceptional design and the Florida waterfront lifestyle. A dramatic double-volume foyer introduces an impressive Great Hall, complemented by a gracious formal dining room, expansive family room, two kitchens — a chef's kitchen and a dedicated spice kitchen — pantry, breakfast nook, private study/office, fitness suite, lounge and PJ lounge, mudroom, laundry room, elevator, and generously proportioned en-suite bedrooms with multiple walk-in closets, each opening to its own private balcony. A striking architectural staircase serves as a sculptural focal point connecting the residence's grand yet functional spaces. The exterior is conceived as a private resort-like retreat, featuring an enclosed swimming pool with spa, sculptural water features, an outdoor fire pit, covered patio, and expansive balconies framed by sleek glass railings. Architectural aluminum-composite beams and integrated automated mosquito netting further elevate the design, while a spacious three-car garage completes the residence. Andalucia offers privacy, boating, and recreation within a gated community with 24/7 secured access and no CDD, including a private community marina in Bal Harbor with potential opportunities to lease a deep-water boat slip through the HOA, sports courts, and a Bayfront Clubhouse and pool. Just beyond the gates, walk or bike to Circles Waterfront, Finns, Apollo Pizza, NY-style bagels, coffee, and ice cream. Nature lovers will appreciate the nearby Apollo Beach Nature Park, waterfront watch tower, scenic boardwalks, and Manatee Viewing Center. Convenient access to Tampa, St. Petersburg, Anna Maria Island, and the Gulf beaches; TPA is approximately 25 miles away, Port Tampa Bay approximately 12 miles. Modern architecture. Gated privacy. Boating access. Resort-style outdoor living. Apollo Beach. This isn't simply a home — it's an opportunity to create your own private Florida retreat.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
6,784
Sqft
0.35 ac
Lot size
3
Garage
2026
Year built
One
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$32,849 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$32,849/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$369 vs $217
Days on market
10 vs 56 typical
Where $369/sqft sits among the 371 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
222 of 371
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 502% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6424 RUBIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$2,399,000
6429 RUBIA CIRCLE · same community
4 bd · 3.5 ba · 8,499 sqft · $282/sqft · 7 DOM
Sold · May ’26$1,650,000
935 CHIPAWAY DRIVE
4 bd · 5 ba · 4,704 sqft · $351/sqft · 320 DOM
Sold · Sep ’25$580,000
924 BUNKER VIEW DRIVE
4 bd · 3 ba · 3,533 sqft · $164/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6424 RUBIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6424 RUBIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6424 RUBIA CIRCLE FAQs
What would the monthly payment be for 6424 RUBIA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,849/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6424 RUBIA CIRCLE?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6424 RUBIA CIRCLE?+
The most recent tax bill on record (2026) was $215,151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6424 RUBIA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $2,500,000, this home is listed about 411% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Giovanni Guanche. MLS #TB8544088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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