
1317 JUMANA LOOP, APOLLO BEACH, FL, 33572
Active15 days on marketListed Oct 22, 2026MLS #TB8559266
About this home
1317 JUMANA LOOP
Harbor and bay views, beautiful sunrises and direct boating access to Tampa Bay define this exceptional waterfront estate in guard-gated Andalucia. Positioned along 84 feet of waterfront, this 4,820-square-foot residence offers an inviting balance of refined interiors, entertaining areas and resort-inspired outdoor living. A circular paver driveway and custom lighting create an elegant arrival at the double-door foyer entry. Inside, water views draw you through beautifully appointed living spaces, where premium finishes and abundant natural light establish a coastal atmosphere. The great room, anchored by a gas fireplace and built-in features, opens through expansive triple sliding glass doors to the waterfront entertaining areas. Designed for gracious hosting, the chef’s kitchen features a center island with an integrated Viking gas cooktop, dual sinks, an adjoining casual dining area and a separate wet bar and prep area with an ice maker, wine refrigeration, a second dishwasher, custom cabinetry and bar seating. The formal living room and gracious dining room welcome intimate gatherings and larger celebrations. Three guest bedrooms, two with en suite baths, offer welcoming accommodations on the main level, complemented by an additional full bath with pool access, a powder room and a dedicated laundry room. Upstairs, an inviting loft with an adjacent powder room opens to a spacious bonus room or optional fifth bedroom featuring a wet bar, refrigeration and a fireplace for additional entertaining or cozy movie nights. The private primary retreat captures harbor and bay views and opens to a private balcony with a fireplace. The primary bath features a deep jetted tub, walk-in steam shower and dual vanities, complemented by generous walk-in closets and a second laundry area. Outdoors, a private waterfront retreat awaits, centered around a resort-style heated saltwater pool with built-in seating. The expansive lanai pairs covered dining with a well-appointed outdoor kitchen featuring bar seating, a gas grill, sink and refrigeration. A separate patio with a pizza oven expands the outdoor entertaining space, while a custom sunken lounge with a gas fire pit invites relaxed conversation. At twilight, gas fire bowls and layered lighting cast a warm glow as colors shift across the water and sky, creating an enchanting backdrop for evenings accompanied by the soothing sound of the cascading waterfall feature. Equipped with water, electricity and two boat lifts rated for 10,000 and 14,000 pounds, the dock offers direct boating access to Tampa Bay, with the Gulf and beyond ready to explore. Significant home investments from 2021–2026 enhance both the residence and its waterfront amenities, including an updated kitchen and new appliances in 2021; a new tile roof, impact windows, and updates to the pool, lanai, fire features and cable railings in 2023; dock plumbing, electrical, decking and stringers in 2024; and a new pool salt system and pump in 2026. Additional features include an oversized two-car garage, plantation shutters, and a water softener and filtration system. Andalucia offers a distinctive coastal lifestyle with a 24-hour staffed gated entry, a private bayfront clubhouse, community pool, marina and yacht club, lighted tennis courts, playground, golf-cart-friendly streets and beautifully landscaped waterfront common areas. Near shopping, dining and schools, convenient access to Tampa, sports venues, recreation and Airport.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
4,820
Sqft
0.18 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$488
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,836 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,836/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.5%
$/sqft vs Apollo Beach actives
$488 vs $219
Days on market
15 vs 70 typical
Where $488/sqft sits among the 354 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
199 of 354
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 477% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1317 JUMANA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,100,000
625 BALIBAY ROAD
4 bd · 4 ba · 4,734 sqft · $444/sqft · 6 DOM
Sold · Apr ’26$1,125,000
826 MANNS HARBOR DRIVE
4 bd · 4.5 ba · 4,162 sqft · $270/sqft · 30 DOM
Sold · Jun ’26$2,075,000
708 PINCKNEY DRIVE
5 bd · 5 ba · 4,072 sqft · $510/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1317 JUMANA LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1317 JUMANA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1317 JUMANA LOOP FAQs
What would the monthly payment be for 1317 JUMANA LOOP?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $17,836/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1317 JUMANA LOOP?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1317 JUMANA LOOP?+
The most recent tax bill on record (2025) was $20,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1317 JUMANA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $2,350,000, this home is listed about 405% above the Apollo Beach median of $465,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1317 JUMANA LOOP?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,350,000 runs 477% above the APOLLO BEACH 33572 median — but at 4,820 sqft it's also nearly twice the size of the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jennifer Zales. MLS #TB8559266.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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