
13TH AVENUE W, PALMETTO, FL, 34221
Active14 days on marketListed Sep 6, 2026MLS #TB8544187
About this home
13TH AVENUE W
Rare opportunity to own an over half-acre homesite in historic Palmetto, just moments from the Manatee River! This 22,600 sq. ft. platted residential lot offers an exceptional opportunity to build a custom home in an established neighborhood with no HOA or community fees. Much of the preliminary site work has already been completed by the current owner, including professional environmental and surveying work, site clearing, fill brought in and placed in lifts for compaction, and coordination with FDEP and the U.S. Army Corps of Engineers resulting in permit approvals. Documentation available for review. Located at 13th Avenue W and 4th Street W, the property offers a generous homesite with the potential for Manatee River views from an elevated or multi-story home, subject to building design, height limitations, and applicable governmental approvals. Enjoy the character and convenience of historic Palmetto with easy access to the waterfront, downtown amenities, restaurants, parks, and the surrounding Bradenton/Sarasota area. Whether you’re a builder or looking for the perfect location for your custom home, this is an opportunity to start with much of the groundwork already completed. Bring your plans and create your Florida dream home on this unique Palmetto homesite! Buyer and buyer’s agent to independently verify zoning, building requirements, utilities, permits, lot dimensions, flood information, and all information deemed important to buyer.
Facts & features
The home at a glance
0.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,454 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,454/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 13TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,000
322 34TH STREET W
2 bd · 2 ba · 656 sqft · $404/sqft · 150 DOM
Sold · May ’26$240,000
219 27TH STREET W
2 bd · 1 ba · 780 sqft · $308/sqft · 13 DOM
Sold · Jul ’26$318,000
2722 2ND AVENUE W
2 bd · 2 ba · 901 sqft · $353/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13TH AVENUE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13TH AVENUE W FAQs
What would the monthly payment be for 13TH AVENUE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,454/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13TH AVENUE W?+
The most recent tax bill on record (2025) was $347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $199,900, this home is listed about 49% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13TH AVENUE W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MORNEAU PROPERTY GROUP · Shauna Rhodes. MLS #TB8544187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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