3926 NW 39TH AVENUE, OKEECHOBEE, FL, 34972
Active20 days on marketListed Aug 31, 2026MLS #TB8544313
About this home
3926 NW 39TH AVENUE
Spacious 4-Bedroom Home on an Oversized Lot in Okeechobee! This 4-bedroom, 3-bathroom oversized double-wide manufactured home was built in 2017 and sits on approximately 0.36 acres in the Basswood, Inc. subdivision. The property is zoned for single-family residential use and offers a generous lot with plenty of room for outdoor enjoyment. The home provides a spacious layout with four bedrooms and three full bathrooms, making it a versatile option for a primary residence, seasonal property, or investment opportunity. Conveniently located in Okeechobee County with easy access to local amenities and surrounding areas.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,875
Sqft
0.36 ac
Lot size
2017
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,042 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,042/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$147 vs $212
Days on market
20 vs 12 typical
Where $147/sqft sits among the 57 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $301K
Okeechobee median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
18 of 57
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 499% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3926 NW 39TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$365,000
3848 NW 19TH AVENUE
3 bd · 2 ba · 1,485 sqft · $246/sqft · 221 DOM
Sold · Jun ’26$337,900
3897 NW 22ND AVENUE
3 bd · 2 ba · 1,456 sqft · $232/sqft · 10 DOM
Sold · Apr ’26$290,000
3010 NW 33RD AVENUE
3 bd · 2 ba · 1,302 sqft · $223/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3926 NW 39TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3926 NW 39TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3926 NW 39TH AVENUE FAQs
What would the monthly payment be for 3926 NW 39TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,042/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3926 NW 39TH AVENUE?+
The most recent tax bill on record (2025) was $1,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $274,999, this home is listed about 2% below the Okeechobee median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3926 NW 39TH AVENUE?+
Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of A-WARD WINNING REALTY LLC · William Ward. MLS #TB8544313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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