CENTURY 21 Edge
$589,0004 bd3 ba2,860 sqft$206 /sqft≈$3,818 /mo all-in ↓

564 N AFTERGLOW CIRCLE, CRYSTAL RIVER, FL, 34429

Active41 days on marketListed Sep 1, 2026MLS #TB8544676

Single Family ResidencePARADISE COUNTRY CLUB

About this home

564 N AFTERGLOW CIRCLE

Fabulous Golf Course Home with Resort-Style Outdoor Living. Exceptional 4-bedroom, 3-bathroom home ideally situated on the 6th fairway of the Plantation Golf Course. High and dry and never flooded, this beautiful property offers an outstanding combination of comfort, privacy, and golf-course views. The spacious floor plan features three bedrooms plus an office that can easily be used as a fourth bedroom, along with three full bathrooms. Enjoy a formal living room and dining room, as well as a large family room overlooking the golf course—perfect for relaxing or entertaining. The gourmet kitchen is designed for both everyday living and entertaining, featuring a large island, beautiful wood cabinetry, and durable Corian countertops. Additional highlights include a large two-car garage with dedicated golf-cart space, central vacuum, and the convenience of public water and sewer. An irrigation well with 10 irrigation zones helps maintain the landscaping, while two newer AC units with three zones provide efficient, customized comfort and can help keep energy costs down. Step outside to enjoy the expansive lanai with an insulated metal roof, offering a wonderful space for outdoor living while taking in the peaceful golf-course setting. The attractive paver driveway adds to the home’s curb appeal. Located outside the city limits, this property may also be used as a vacation rental, making it an appealing option as a primary residence, second home, or investment property. With its golf-course location, flexible bedroom/office layout, generous living spaces, newer HVAC systems, and fantastic outdoor entertaining area, this home is a must-see!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,860

Sqft

0.34 ac

Lot size

3

Garage

2005

Year built

One

Levels

$206

Per sqft

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesSouth
ExteriorIrrigation System

Community & fees

Taxes (2025)$3,110/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,818 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$259
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,900
Interest rate6.00%
Loan term

Estimated payment

$3,818/mo

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property taxes (actual bill)$259
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $589K
$565KedgeAI estimate $943,797 · range $849K–$1.0M$1.1M

vs edgeAI estimate

−37.6%

$/sqft vs Crystal River actives

$206 vs $217

Days on market

41 vs 70 typical

Where $206/sqft sits among the 224 Crystal River actives

62
56 · this home
37
27
16
26
$83–154$154–224$224–295$295–366$366–437$437+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

ElementaryCrystal River Primary School★★★★★
MiddleCrystal River Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer — 8.6 months of inventoryBuyer’s market

$315K → $275K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

87 of 224

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 141% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $589,000 · 41 days on market since
2005Built · PARADISE COUNTRY CLUB

Reality check

What actually sold near 564 N AFTERGLOW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

496 N AFTERGLOW CIRCLESold · May ’26

$350,000

496 N AFTERGLOW CIRCLE · same community

3 bd · 2.5 ba · 2,436 sqft · $144/sqft · 66 DOM

497 N AFTERGLOW CIRCLESold · Nov ’25

$260,000

497 N AFTERGLOW CIRCLE · same community

4 bd · 4 ba · 3,327 sqft · $78/sqft · 75 DOM

870 N COUNTRY CLUB DRIVESold · Apr ’26

$290,000

870 N COUNTRY CLUB DRIVE · same community

3 bd · 2 ba · 2,096 sqft · $138/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 564 N AFTERGLOW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 564 N AFTERGLOW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

564 N AFTERGLOW CIRCLE FAQs

What would the monthly payment be for 564 N AFTERGLOW CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,818/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 564 N AFTERGLOW CIRCLE?+

The most recent tax bill on record (2025) was $3,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $589,000, this home is listed about 82% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.

Which schools are assigned to 564 N AFTERGLOW CIRCLE?+

Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Brian Sargent. MLS #TB8544676.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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