10440 YACHT BASIN DRIVE, PLACIDA, FL, 33946
Active10 days on marketListed Sep 10, 2026MLS #TB8544805
About this home
10440 YACHT BASIN DRIVE
NOW THIS IS PARADISE. Welcome to your own private island escape at 10440 Yacht Basin Dr—where the feeling of a five-star vacation becomes your everyday life. Set on beautiful Don Pedro/Palm Island, this one-of-a-kind luxury estate offers something increasingly difficult to find in Southwest Florida: acreage, exceptional privacy, waterfront living, resort-style amenities, and your very own private beach—all in one remarkable property. Surrounded by tropical scenery and generous open space, this estate provides a level of seclusion rarely found on the island. This isn't simply a waterfront home—it is your own private resort. Spend your mornings relaxing on your secluded beach, cool off in the private pool, unwind in the hot tub, challenge family and friends on your basketball and volleyball courts, or step onto your private dock and head out for a day of boating and fishing. The beautifully updated multi-level residence features spacious living and entertaining areas designed around the coastal lifestyle, with plenty of room for family and guests while maintaining the peace and privacy that make this property so special. For boating enthusiasts, your private dock and waterfront access put the incredible Southwest Florida waterways right at your doorstep. And for beach lovers, there's no need to leave home—your own private beach is right outside. Imagine waking up surrounded by nature, enjoying breakfast overlooking the water, spending the afternoon boating, swimming, playing basketball or volleyball, and ending the day relaxing in the hot tub beneath an unforgettable Florida sunset. Why spend your vacations dreaming about paradise when you can own it?
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,256
Sqft
1.42 ac
Lot size
1994
Year built
Three Or More
Levels
$921
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,693 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,693/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$921 vs $355
Days on market
10 vs 107 typical
Where $921/sqft sits among the 144 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
60 of 144
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8471% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 10440 YACHT BASIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,400,000
50 TARPON WAY
4 bd · 4.5 ba · 2,925 sqft · $479/sqft · 157 DOM
Sold · Mar ’26$400,000
10540 AMBERJACK WAY UNIT 302
4 bd · 3 ba · 2,761 sqft · $145/sqft · 869 DOM
Sold · Jan ’26$1,520,000
11220 HACIENDA DEL MAR BOULEVARD UNIT A-404
3 bd · 3.5 ba · 2,610 sqft · $582/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10440 YACHT BASIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10440 YACHT BASIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10440 YACHT BASIN DRIVE FAQs
What would the monthly payment be for 10440 YACHT BASIN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,693/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10440 YACHT BASIN DRIVE?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10440 YACHT BASIN DRIVE?+
The most recent tax bill on record (2025) was $13,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10440 YACHT BASIN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $2,999,995, this home is listed about 365% above the Placida median of $644,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10440 YACHT BASIN DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,999,995 runs 8471% above the PLACIDA 33946 median — but at 3,256 sqft it's also nearly twice the size of the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARZUCCO REAL ESTATE · Brandon Fajardo. MLS #TB8544805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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