CENTURY 21 Edge
$299,0003 bd2 ba1,451 sqft$206 /sqft$2,545 /mo all-in ↓

1681 FRED IVES STREET, RUSKIN, FL, 33570

Active18 days on marketListed Sep 4, 2026MLS #TB8544952

Priced 10% below the RUSKIN 33570 medianSingle Family ResidenceSPENCER CRK PH 1

About this home

1681 FRED IVES STREET

Virtually Staged. Welcome to 1681 Fred Ives Street! This beautifully maintained home offers a desirable split-bedroom floor plan, NEW Luxury vinyl flooring , a NEW home water purification and softener system, and an inviting indoor-outdoor living experience in a peaceful Ruskin community. The spacious primary suite is privately positioned away from the secondary bedrooms and features a large walk-in closet and ensuite bathroom. The open-concept kitchen flows seamlessly into the living and dining areas, creating an ideal space for everyday living and entertaining. The kitchen features stainless steel appliances, ample cabinetry, and plenty of workspace, while the main living areas are finished with durable tile flooring. Sliding glass doors open to the covered outdoor living area and lead to a fully fenced backyard. Enjoy your morning coffee, unwind in the evenings, or entertain guests while taking in the peaceful natural views. The home also offers a two-car garage and a spacious driveway, adding everyday convenience and functionality. Located in a small, well-maintained Ruskin community, this location provides easy access to shopping, dining, major roadways, and everyday essentials while maintaining a quiet neighborhood feel. With pride of ownership, a functional floor plan, flooring updates, no carpet, a private backyard, and desirable community amenities, 1681 Fred Ives Street offers the perfect blend of comfort, convenience, and relaxed Florida living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,451

Sqft

0.12 ac

Lot size

2

Garage

2020

Year built

One

Levels

$206

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDisposal · Microwave · Refrigerator
InteriorThermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSoutheast
ParkingGarage Door Opener
ExteriorOther · Private Yard · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$5,761/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,545 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$480
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,545/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$480
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$284KedgeAI estimate $308,047 · range $296K$326K$339K

vs edgeAI estimate

−2.9%

$/sqft vs Ruskin actives

$206 vs $175

Days on market

18 vs 56 typical

Where $206/sqft sits among the 288 Ruskin actives

138
74 · this home
24
18
13
21
$126–171$171–215$215–260$260–304$304–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33570 — neighborhood snapshot

Population

33,676

Median age

36.7

Median income

$69,048

Median home value

$255,400

Avg household

2.86

Households w/ children

4,421

For the school run

Hillsborough County School District

ElementaryRuskin Elementary School★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$315K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

158 of 288

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $299,000 · 18 days on market since
2020Built · SPENCER CRK PH 1

Reality check

What actually sold near 1681 FRED IVES STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1735 RIPPLE JADE PLACESold · May ’26

$320,000

1735 RIPPLE JADE PLACE · same community

3 bd · 2 ba · 1,451 sqft · $221/sqft · 125 DOM

1728 FRED IVES STREETSold · Jul ’26

$330,000

1728 FRED IVES STREET · same community

4 bd · 2 ba · 1,935 sqft · $171/sqft · 166 DOM

1815 30TH STREET SESold · Aug ’26

$381,250

1815 30TH STREET SE

3 bd · 2 ba · 1,464 sqft · $260/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1681 FRED IVES STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1681 FRED IVES STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1681 FRED IVES STREET FAQs

What would the monthly payment be for 1681 FRED IVES STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,545/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1681 FRED IVES STREET?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1681 FRED IVES STREET?+

The most recent tax bill on record (2025) was $5,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1681 FRED IVES STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $299,000, this home is listed about 15% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1681 FRED IVES STREET?+

Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA REALTY · Jada Uludag. MLS #TB8544952.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1681 FRED IVES STREET, RUSKIN, FL — 3 Bed, 2 Bath — $299,000 | CENTURY 21 Edge