7000 BEACH PLAZA UNIT 307, ST PETE BEACH, FL, 33706
Active39 days on marketListed Sep 3, 2026MLS #TB8545199
About this home
7000 BEACH PLAZA UNIT 307
Situated just steps from the Gulf of Mexico and the white sand beach, this 1 bedroom unit offers one of the best views on St. Pete Beach. Enjoy the amazing sunsets over the Gulf of Mexico, the beautiful sunrise over the intercoastal waters, watch the boats go in & out of Blind Pass and let the dolphins entertain you all day just beyond the rock jetty. The 28 feet of windows overlooking the Gulf of Mexico fills this unit with sunshine. Equipped with hurricane shutters, it's all ready for the occasional tropical storm. All living areas offer Gulf views. Starlight Tower is a co-op situated right on the white sands of St. Pete Beach. This building is known for its extremely solid and overbuilt concrete construction. Owners can enjoy the private fenced lawn area, with a large sparkling pool and waterfront shuffleboard courts. The building offers private secure gate access to and from the beach. Starlight Tower is located just a short walk to several restaurants, diners, beach bars and live entertainment. This unit also includes an assigned parking spot (#6) with additional on street permit parking spots. Owners also can take advantage of the 1-bedroom guest apartment for visiting friends and family (unit #106). This is truly a one-of-a-kind place for anyone wanting an affordable beachfront condo at a great value!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
841
Sqft
1.88 ac
Lot size
1958
Year built
One
Levels
$440
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,295 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,295/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.7%
$/sqft vs St Pete Beach actives
$440 vs $483
Days on market
39 vs 96 typical
Where $440/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7000 BEACH PLAZA UNIT 307
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
7000 BEACH PLAZA UNIT 506 · same community
1 bd · 1 ba · 790 sqft · $519/sqft · 0 DOM
Sold · Jul ’26$389,000
7000 BEACH PLAZA UNIT 207 · same community
1 bd · 1 ba · 645 sqft · $603/sqft · 0 DOM
Sold · May ’26$278,000
7000 BEACH PLAZA UNIT 205 · same community
0 bd · 1 ba · 448 sqft · $621/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 7000 BEACH PLAZA UNIT 307 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7000 BEACH PLAZA UNIT 307 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7000 BEACH PLAZA UNIT 307 FAQs
What would the monthly payment be for 7000 BEACH PLAZA UNIT 307?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,295/mo — principal and interest, the actual property-tax bill, the $637/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7000 BEACH PLAZA UNIT 307?+
The association fee works out to $637 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7000 BEACH PLAZA UNIT 307?+
The most recent tax bill on record (2025) was $1,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7000 BEACH PLAZA UNIT 307?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $369,900, this home is listed about 31% below the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7000 BEACH PLAZA UNIT 307?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETE BEACH 33706 market on paper
$369,900 is 20% below the ST PETE BEACH 33706 median of $459,950, and at $440/sqft it sits under the St Pete Beach average of $587.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $637/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Erin Laschinger. MLS #TB8545199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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