400 64TH AVENUE UNIT 1204, ST PETE BEACH, FL, 33706
Active7 days on marketListed Oct 5, 2026MLS #TB8555195
About this home
400 64TH AVENUE UNIT 1204
Panoramic views of the Gulf of Mexico, the Bay, and Downtown St. Petersburg set the scene for this beautifully updated twelfth-floor condo in the heart of St. Pete Beach. Located in the guard-gated waterfront community of Three Palms Point, this bright one-bedroom residence offers an inviting coastal retreat just three blocks from the beach. The spacious, open living area captures the spectacular views and extends into a versatile sitting area ideal for a home office or reading nook. The updated kitchen features porcelain tile flooring, light cabinetry, under-cabinet lighting, generous counter space, and a pantry with roll-out shelving. The comfortable bedroom offers a relaxing escape, while the spa-inspired bathroom includes porcelain tile walls, a walk-in shower, and solid-surface countertops. Additional highlights include hurricane-impact windows and sliding doors, shutters, an HVAC system installed in 2021, ample interior storage, and convenient laundry facilities on every floor. Enjoy resort-style amenities, including a heated waterfront pool, clubhouse, fitness center, sauna, billiards room, shuffleboard courts, and a private fishing pier, with paddleboard and bicycle storage available. Spend your days enjoying the beach, exploring nearby restaurants, or taking in the museums and cultural attractions of Downtown St. Petersburg. Tampa and major airports are approximately forty minutes away. Whether you’re seeking a full-time residence or a seasonal getaway, this condo brings together sweeping views, thoughtful updates, and the best of the St. Pete Beach lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,003
Sqft
4.28 ac
Lot size
1974
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs St Pete Beach actives
$368 vs $483
Days on market
7 vs 96 typical
Where $368/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 64TH AVENUE UNIT 1204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$307,500
400 64TH AVENUE UNIT 704 · same community
1 bd · 1 ba · 1,003 sqft · $307/sqft · 24 DOM
Sold · Aug ’26$394,500
420 64TH AVENUE UNIT 402E · same community
2 bd · 2 ba · 1,131 sqft · $349/sqft · 69 DOM
Sold · Aug ’26$295,000
400 64TH AVENUE UNIT 202 · same community
2 bd · 2 ba · 1,131 sqft · $261/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 64TH AVENUE UNIT 1204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 64TH AVENUE UNIT 1204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 64TH AVENUE UNIT 1204 FAQs
What would the monthly payment be for 400 64TH AVENUE UNIT 1204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 64TH AVENUE UNIT 1204?+
The most recent tax bill on record (2026) was $4,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 64TH AVENUE UNIT 1204?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $369,000, this home is listed about 32% below the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 400 64TH AVENUE UNIT 1204?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETE BEACH 33706 market on paper
$369,000 is 20% below the ST PETE BEACH 33706 median of $459,950, and at $368/sqft it sits under the St Pete Beach average of $587.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a St Pete Beach market that averages 96 — if it fits, move quickly.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME BEACH TIME REALTY · Danyell Landreth. MLS #TB8555195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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