
420 64TH AVENUE UNIT 507, ST PETE BEACH, FL, 33706
Active7 days on marketListed Oct 5, 2026MLS #TB8555005
About this home
420 64TH AVENUE UNIT 507
Imagine waking up at Three Palms Pointe, Unit 507E at 420 64th Ave, St. Pete Beach, FL 33706. Morning light pours through your bedroom windows and the white sand of St. Pete Beach is just a short stroll away. This updated 2-bedroom, 2-bath condo with a covered private balcony sits in a waterfront community on its own point, surrounded by water on three sides. Walk through the door and the space opens up in soft coastal tones and wood-look flooring, with your eye drawn straight across the open living and dining area to wide sliding glass doors. Step out onto the balcony, feel the salt breeze, and take in palm-lined island views stretching toward the Gulf. It's your spot for morning coffee and an evening glass of wine as the sky turns gold. The fully renovated kitchen is made for easy beach-day mornings and relaxed dinners in. Crisp white quartz countertops with soft gray veining sit against two-tone shaker cabinetry, under bright recessed lighting. Stainless appliances include a French-door refrigerator, and the built-in wine fridge sits in its own quartz-topped beverage nook. A peninsula keeps the cook connected to everyone in the living room. The primary suite is your retreat, with water views from the window, two walk-in closets, and plenty of room for a king bed. The second bedroom has two closets of its own, so guests settle right in. Both baths carry the coastal feel throughout, with shiplap accent walls, round mirrors, and modern lighting. The guest bath also has a walk-in shower with a frameless glass slider and a mosaic tile floor. Downstairs, a freshly updated coastal lobby welcomes you home. Outside, the grounds wrap around the water with a waterfront pool, sweeping green lawns, and boat docks along the seawall. The beach and the restaurants, shops, and sunset spots along Gulf Blvd are minutes away on foot, and downtown St. Pete and Tampa are an easy drive. Whether this becomes your full-time home, your winter escape, or your weekend getaway, the beach life you've been picturing starts here. Schedule your private showing today. (New hall carpets going in and a new water heater being installed soon as well.)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,131
Sqft
4 ac
Lot size
1974
Year built
One
Levels
$349
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,942 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,942/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.3%
$/sqft vs St Pete Beach actives
$349 vs $483
Days on market
7 vs 96 typical
Where $349/sqft sits among the 157 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 157
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 64TH AVENUE UNIT 507
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$394,500
420 64TH AVENUE UNIT 402E · same community
2 bd · 2 ba · 1,131 sqft · $349/sqft · 69 DOM
Sold · Aug ’26$295,000
400 64TH AVENUE UNIT 202 · same community
2 bd · 2 ba · 1,131 sqft · $261/sqft · 90 DOM
Sold · May ’26$265,000
420 64TH AVENUE UNIT 307 · same community
2 bd · 2 ba · 1,131 sqft · $234/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 420 64TH AVENUE UNIT 507 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 64TH AVENUE UNIT 507 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
420 64TH AVENUE UNIT 507 FAQs
What would the monthly payment be for 420 64TH AVENUE UNIT 507?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,942/mo — principal and interest, the actual property-tax bill, the $882/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 420 64TH AVENUE UNIT 507?+
The association fee works out to $882 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 420 64TH AVENUE UNIT 507?+
The most recent tax bill on record (2025) was $4,795. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 420 64TH AVENUE UNIT 507?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $395,000, this home is listed about 27% below the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.
Which schools are assigned to 420 64TH AVENUE UNIT 507?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETE BEACH 33706 market on paper
$395,000 is 14% below the ST PETE BEACH 33706 median of $459,950, and at $349/sqft it sits under the St Pete Beach average of $587.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $882/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a St Pete Beach market that averages 96 — if it fits, move quickly.
05Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Krystal Arnold. MLS #TB8555005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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