18022 LAKE REFLECTIONS BOULEVARD, LUTZ, FL, 33558
Active17 days on marketListed Sep 4, 2026MLS #TB8545365
About this home
18022 LAKE REFLECTIONS BOULEVARD
Beautiful pond views, gorgeous Florida sunsets, and a location that makes everyday living easy! Welcome to 18022 Lake Reflections Blvd., a spacious 4-bedroom, 2-bath home with over 2,400 square feet with a peaceful waterfront setting that provides the perfect backdrop for relaxing at the end of the day. Step inside to a warm and inviting floor plan featuring real wood flooring, crown molding throughout, tray ceiling details, and plenty of room for both everyday living and entertaining. The kitchen offers Corian countertops, abundant cabinetry, white appliances, and a layout that keeps you connected to the main living areas. Prefer cooking with gas? Natural gas is already available with a hookup in place for the range. The primary suite is a comfortable retreat with tray ceilings, generous closet space, and an en-suite bath featuring Corian counters and a relaxing soaking tub. Three additional bedrooms provide plenty of flexibility for family, guests, a home office, or whatever fits your lifestyle. An indoor laundry room with additional cabinetry adds even more convenient storage. But the real highlight may be just outside! The backyard overlooks the pond with western exposure, creating a front-row seat to some spectacular Florida sunsets. Enjoy the view as it is or expand the screened patio to create an even larger outdoor living and entertaining space. And when you're ready for a swim, there's no pool maintenance waiting for you at home—the community pool is just a short walk away! Major updates including a newer roof have already been completed for you. Additional features include front and rear irrigation, surround-sound speakers, natural gas service, and low-maintenance Florida living. Conveniently located in the Steinbrenner school district, area shopping and dining are just a short drive. Minutes to the Veterans Expressway and Carrollwood area makes this a very desirable location. This is a home where the view, space, and location come together beautifully. Come check out the sunset view for yourself—you may not want to leave.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,349
Sqft
0.13 ac
Lot size
2
Garage
2005
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,852 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,852/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs Lutz actives
$219 vs $243
Days on market
17 vs 48 typical
Where $219/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
162 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18022 LAKE REFLECTIONS BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$530,000
18108 FALL CREEK DRIVE · same community
4 bd · 2 ba · 2,357 sqft · $225/sqft · 5 DOM
Sold · Jul ’26$544,000
5017 TORREY HILLS LANE · same community
4 bd · 2 ba · 2,401 sqft · $227/sqft · 29 DOM
Sold · May ’26$565,000
18112 FALL CREEK DRIVE · same community
4 bd · 2 ba · 2,401 sqft · $235/sqft · 232 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 18022 LAKE REFLECTIONS BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18022 LAKE REFLECTIONS BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18022 LAKE REFLECTIONS BOULEVARD FAQs
What would the monthly payment be for 18022 LAKE REFLECTIONS BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,852/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18022 LAKE REFLECTIONS BOULEVARD?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18022 LAKE REFLECTIONS BOULEVARD?+
The most recent tax bill on record (2025) was $4,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18022 LAKE REFLECTIONS BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $515,000, this home is listed about 8% above the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18022 LAKE REFLECTIONS BOULEVARD?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 29% above the LUTZ 33558 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Ginger Bennett. MLS #TB8545365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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