5014 BRIDGEWAY LANE, LUTZ, FL, 33558
Active26 days on marketListed Aug 26, 2026MLS #TB8541249
About this home
5014 BRIDGEWAY LANE
WAKE UP TO PEACEFUL POND AND CONSERVATION VIEWS in this charming 3-bedroom, 2.5-bath home in the Reflections community! The wrap-around porch is the perfect place to enjoy morning coffee, colorful sunsets, and the natural surroundings. Inside, you’ll find a bright, open living and dining area, a spacious kitchen with stainless steel appliances and a new triple osmosis drinking water system, plus a private office with French doors. Upstairs, the primary suite features beautiful water and conservation views, with two additional bedrooms and a full bath nearby. A rear-entry two-car garage is accessed from the back of the home. Set within the established Reflections community of Lutz, this home offers a peaceful setting surrounded by mature landscaping, scenic ponds and conservation areas all maintained by the HOA. Reflections features tree-lined streets, sidewalks, a community pool and playground, creating an inviting neighborhood atmosphere with plenty of opportunities to enjoy the outdoors. Conveniently located in highly coveted school zone and has easy access to the Veterans Expressway, shopping, dining, medical facilities and the greater Tampa Bay area. Scenic views, low-maintenance living, and a convenient Tampa Bay location make this home one you’ll want to see. Schedule your private showing today and experience the peaceful setting and lifestyle of Reflections! ***Age of A/C - 10yrs, Age of Roof - 2.5yrs
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,746
Sqft
0.06 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,592 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,592/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$258 vs $243
Days on market
26 vs 48 typical
Where $258/sqft sits among the 271 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 271
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 5014 BRIDGEWAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
5006 BRIDGEWAY LANE · same community
3 bd · 2 ba · 1,563 sqft · $246/sqft · 206 DOM
Sold · Oct ’25$400,000
17902 HAVENVIEW LANE · same community
3 bd · 2 ba · 1,536 sqft · $260/sqft · 66 DOM
Sold · Mar ’26$530,000
18108 FALL CREEK DRIVE · same community
4 bd · 2 ba · 2,357 sqft · $225/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5014 BRIDGEWAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5014 BRIDGEWAY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5014 BRIDGEWAY LANE FAQs
What would the monthly payment be for 5014 BRIDGEWAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,592/mo — principal and interest, the actual property-tax bill, the $236/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5014 BRIDGEWAY LANE?+
The association fee works out to $236 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5014 BRIDGEWAY LANE?+
The most recent tax bill on record (2025) was $4,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5014 BRIDGEWAY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $450,000, this home is listed about 5% below the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5014 BRIDGEWAY LANE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 13% above the LUTZ 33558 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Paul Mercer. MLS #TB8541249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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