11904 CASTINE STREET, NEW PORT RICHEY, FL, 34654
Active50 days on marketListed Sep 19, 2026MLS #TB8545498
About this home
11904 CASTINE STREET
MOVE-IN READY TOWNHOME WITH INSTANT EQUITY IN WATERS EDGE! Welcome to 11904 Castine Street, a beautifully maintained townhome in the desirable Ventana Townhomes at Waters Edge community in New Port Richey! Built in 2020, this two-story home offers 3 bedrooms, 2.5 bathrooms, 1,666 square feet of living space, and an attached one-car garage. With its modern design, move-in-ready condition, and documented potential for instant equity, this property presents an exciting opportunity! Step inside to an inviting open-concept floor plan where the kitchen, dining, and living areas flow seamlessly together, creating a comfortable setting for everyday living and entertaining. The spacious kitchen offers ample counter space and cabinetry, while the adjoining living area provides plenty of room to relax and unwind. Upstairs, the primary suite features a private bathroom, while two additional bedrooms offer flexibility for guests, a home office, or additional living space. Enjoy the amenities of the established Waters Edge community, including a swimming pool, tennis courts, and sidewalks for enjoying the Florida sunshine. LOCATION, LOCATION, LOCATION! Conveniently situated near major roadways, shopping, dining, parks, and recreational opportunities, this home offers access to downtown New Port Richey, nearby Gulf Coast beaches, and surrounding Tampa Bay destinations. Enjoy the convenience of everyday essentials and a variety of entertainment and outdoor activities within reach. TAKE ADVANTAGE OF A 1/0 TEMPORARY INTEREST RATE BUYDOWN WITH OUR PREFERRED LENDER! Qualified buyers may enjoy an interest rate 1 percentage point lower during the first 12 months, helping reduce their initial monthly principal and interest payments. Beginning in year two, the rate returns to the original note rate for the remainder of the loan term, unless refinanced. 1/0 temporary rate buydown available through preferred lender, subject to buyer qualification, loan program eligibility, lender approval, and availability of buydown funding. Terms and conditions apply. Buyer is not required to use the preferred lender to purchase the property. Potential equity is not guaranteed and is subject to appraisal and market conditions. Combine this financing opportunity with the home's potential instant equity, newer construction, move-in-ready condition, and desirable community amenities, and you have an opportunity worth exploring!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,666
Sqft
0.05 ac
Lot size
1
Garage
2020
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,402 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.1%
$/sqft vs New Port Richey actives
$149 vs $193
Days on market
50 vs 66 typical
Where $149/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waters Edge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Waters Edge — neighborhood snapshot
Population
2,491
Median age
42
Median income
$97,864
Median home value
$378,850
Avg household
3
Households w/ children
412
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
234 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11904 CASTINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$299,000
11709 CASTINE STREET · same community
3 bd · 2.5 ba · 1,666 sqft · $179/sqft · 10 DOM
Sold · Oct ’26$260,000
11705 CASTINE STREET · same community
3 bd · 2.5 ba · 1,666 sqft · $156/sqft · 22 DOM
Sold · Jul ’26$255,000
8517 REEDVILLE STREET · same community
3 bd · 2.5 ba · 1,666 sqft · $153/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11904 CASTINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11904 CASTINE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11904 CASTINE STREET FAQs
What would the monthly payment be for 11904 CASTINE STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,402/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11904 CASTINE STREET?+
The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11904 CASTINE STREET?+
The most recent tax bill on record (2025) was $3,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11904 CASTINE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $248,000, this home is listed about 11% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11904 CASTINE STREET?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Yhotzmine Fields. MLS #TB8545498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 11904 CASTINE STREET but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →