1020 SUNSET POINT ROAD UNIT 505, CLEARWATER, FL, 33755
Active18 days on marketListed Sep 3, 2026MLS #TB8545579
About this home
1020 SUNSET POINT ROAD UNIT 505
A Perfect luxury waterfront living experience with breathtaking views of water from the huge balcony to the living room, kitchen and the master bedroom. Located just below the penthouses with unobstructed views. The interior offers ceiling to floor windows with recessed lighting and a versatile bonus room or maybe office/den or a third bedroom. The gourmet kitchen offers Italian cabinetry and premium Gaggenau appliances, plus plenty of storage space. The primary bedroom offers a walk in closet and fabulous views of water, while the 2nd bedroom offers a private en suite bathroom. Tow assigned parking spaces and additional storage for you odds and ends. Magnificent sauna and spa facilities and a modern equipped Gym. Please Contact Listing Agent for your personal tour through this beautiful condo.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,820
Sqft
2023
Year built
One
Levels
$769
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,917 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,917/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$769 vs $224
Days on market
18 vs 53 typical
Where $769/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 338% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SUNSET POINT ROAD UNIT 505
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$825,000
920 N OSCEOLA AVENUE UNIT 402
2 bd · 2 ba · 1,800 sqft · $458/sqft · 0 DOM
Sold · Jul ’26$843,000
920 N OSCEOLA AVENUE UNIT 603
2 bd · 2 ba · 1,865 sqft · $452/sqft · 1 DOM
Sold · Aug ’26$167,500
1152 BECKETT STREET
2 bd · 2 ba · 1,761 sqft · $95/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SUNSET POINT ROAD UNIT 505 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SUNSET POINT ROAD UNIT 505 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1020 SUNSET POINT ROAD UNIT 505 FAQs
What would the monthly payment be for 1020 SUNSET POINT ROAD UNIT 505?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,917/mo — principal and interest, the actual property-tax bill, the $1,818/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 SUNSET POINT ROAD UNIT 505?+
The association fee works out to $1,818 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 SUNSET POINT ROAD UNIT 505?+
The most recent tax bill on record (2025) was $22,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SUNSET POINT ROAD UNIT 505?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,400,000, this home is listed about 402% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SUNSET POINT ROAD UNIT 505?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,400,000 runs 338% above the CLEARWATER 33755 median — but at 1,820 sqft it's also 43% larger than the typical Clearwater listing.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,818/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE FIRST REAL ESTATE LLC. · John STIVEY. MLS #TB8545579.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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