1020 SUNSET POINT ROAD UNIT 112, CLEARWATER, FL, 33755
Active18 days on marketListed Oct 20, 2026MLS #TB8559552
About this home
1020 SUNSET POINT ROAD UNIT 112
**PRICE IMPROVEMENT**Sun-filled South facing 2 Bedroom + 2 Bathroom residence with oversized private terrace and water views at Serena by the Sea! Discover refined luxury coastal living at Serena with approx. 23,000 SF of resort-style amenities and 24-hour concierge. This convenient garden level residence is elevated above street level and offers 1,420+/- sq ft of interior space, plus an expansive 489+/- SF private terrace, with southern exposure overlooking Stevenson Creek. Enjoy watching the dolphins, manatees, and other marine life from your entertaining kitchen island, appointed with high-end stainless steel Gaggenau appliances, including a 5-burner gas cooktop, built-in oven, microwave, Bosch French door refrigerator, and dishwasher. A large waterfall quartz island anchors the space with spacious breakfast bar, paired with custom-made Italian cabinetry and additional lighting upgrades for functionality and visual appeal. Porcelain marbled tile flooring spans the entire interior living spaces and terrace. Two sliding glass doors open from the bright living room to the private terrace. The owner’s suite features a spacious bedroom with sliding glass door offering direct access to the terrace and south-facing water vistas. Its ensuite bathroom boasts a frameless glass enclosed rainfall shower and floating double vanity. The guest bedroom has floor-to-ceiling windows and is adjacent to the second full bathroom including a tub with shower. The dedicated laundry room offers hookups for washer & dryer is conveniently located next to the kitchen. Residents have access to the professionally designed resort-style amenities, including a heated saltwater pool overlooking Clearwater Bay, poolside cabanas and summer kitchens with grills, a wellness spa, sauna, fitness center, and social lounge. Serena by the Sea is a one-of-a-kind gated, boutique luxury condominium located in Clearwater, just minutes from the world-famous Clearwater Beach and Downtown Dunedin, convenient to St. Petersburg & Tampa, and less than 20 mi to Tampa International Airport. Must See!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,420
Sqft
0 ac
Lot size
2023
Year built
One
Levels
$968
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,617 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,617/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+96.3%
$/sqft vs Clearwater actives
$968 vs $248
Days on market
18 vs 55 typical
Where $968/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
27,476
Median age
40.8
Median income
$62,886
Median home value
$328,700
Avg household
2.47
Households w/ children
2,864
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$330K → $275K
Clearwater median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
209 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 293% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SUNSET POINT ROAD UNIT 112
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$340,000
1431 KINGS HIGHWAY
2 bd · 2 ba · 1,444 sqft · $235/sqft · 229 DOM
Sold · Oct ’25$350,000
1313 PARKWOOD STREET
3 bd · 2 ba · 1,390 sqft · $252/sqft · 6 DOM
Sold · Mar ’26$295,000
1340 OVERLEA STREET
3 bd · 2 ba · 1,368 sqft · $216/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SUNSET POINT ROAD UNIT 112 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SUNSET POINT ROAD UNIT 112 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1020 SUNSET POINT ROAD UNIT 112 FAQs
What would the monthly payment be for 1020 SUNSET POINT ROAD UNIT 112?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,617/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1020 SUNSET POINT ROAD UNIT 112?+
The most recent tax bill on record (2024) was $15,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SUNSET POINT ROAD UNIT 112?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,375,000, this home is listed about 359% above the Clearwater median of $299,737. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SUNSET POINT ROAD UNIT 112?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,375,000 runs 293% above the CLEARWATER 33755 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VALOR LUXURY REALTY · Sharleen Kutrumbis. MLS #TB8559552.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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