400 CENTRAL AVENUE UNIT 3306, ST PETERSBURG, FL, 33701
Active42 days on marketListed Sep 9, 2026MLS #TB8545776
About this home
400 CENTRAL AVENUE UNIT 3306
NEW CONSTRUCTION | FULLY FURNISHED | WATERFRONT VIEWS | 400 CENTRAL. Experience elevated downtown St. Petersburg living in this stunning 1,946 SF turnkey 3BR/3BA residence with panoramic views of Tampa Bay, the marina, Albert Whitted Airport and the St. Petersburg skyline. More than $2.4M invested in the residence, including over $100K in new, high-quality furnishings and approximately $40K in voice-controlled automated shades and draperies. An impressive 61-foot private balcony spans the residence, providing an exceptional setting for morning coffee, entertaining or enjoying spectacular sunsets and ever-changing waterfront views. The sophisticated interior features expansive windows, modern furnishings, a beautifully appointed gourmet kitchen with professional JennAir appliances and gas range, and an inviting living room with electric fireplace. The spacious primary suite opens directly to the balcony and features panoramic water views, dual sinks, dual shower heads with overhead rain showers, bidet, walk-in and step-in closets. All bedrooms feature electric blackout blinds and curtains. The second bedroom offers a private ensuite bath with tub and shower plus walk-in closet. The versatile third bedroom is ideal as a bedroom or home office. Valet parking plus one dedicated self-parking space and private storage on the 3rd floor. 400 Central offers one of the area's most extensive amenity collections, including a 36,000 SF amenity level with resort-style pool and hot tub, cabanas, grilling area, sauna/spa, putting green, bocce court, state-of-the-art fitness center, workout room, pool table/game room, theater room, conference room, computer/business room, dog walk area and bicycle storage. A spectacular 46th-floor sky lounge and observatory provides panoramic views of Tampa Bay, St. Petersburg and the Gulf. Located in the heart of downtown, steps from Central Avenue's renowned dining, galleries, boutiques, arts, culture, parks and waterfront attractions, with the St. Pete Pier and Waterfront District nearby. Tampa International Airport is approximately 18 miles away, while Albert Whitted Airport offers convenient nearby access for private aviation. A rare combination of luxury, turnkey convenience, expansive water views and premier downtown living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,948
Sqft
2.26 ac
Lot size
2
Garage
2026
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$246 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$246/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$5 vs $324
Days on market
42 vs 66 typical
Where $5/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 3306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,875,000
400 CENTRAL AVENUE UNIT 3506 · same community
3 bd · 3 ba · 1,948 sqft · $963/sqft · 108 DOM
Sold · Jul ’26$1,150,000
400 CENTRAL AVENUE UNIT 3508 · same community
2 bd · 2.5 ba · 1,348 sqft · $853/sqft · 42 DOM
Sold · Dec ’25$1,425,000
1909 BEACH DRIVE SE
2 bd · 3 ba · 1,940 sqft · $735/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3306 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 3306 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3306?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $246/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 CENTRAL AVENUE UNIT 3306?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $10,500, this home is listed about 98% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 3306?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Deanna Huber. MLS #TB8545776.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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