400 CENTRAL AVENUE UNIT 301, ST PETERSBURG, FL, 33701
Active7 days on marketListed Oct 14, 2026MLS #TB8546858
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Upcoming open house
Sat, Oct 24
11:00 AM – 1:00 PM
About this home
400 CENTRAL AVENUE UNIT 301
TWO-STORY LUXURY CONDO WITH 2,424 SQ FT, 600+ SQ FT OF PRIVATE OUTDOOR LIVING, DUAL PRIVATE ENTRIES AND FLOOR-TO-CEILING GLASS. Located in the heart of Downtown St. Petersburg, this exceptional residence at The Residences at 400 Central combines the scale and openness of a two-story home with the convenience of full-service luxury condominium living. The open-concept layout features soaring double-height ceilings, expansive floor-to-ceiling windows, and abundant natural light, creating a bright and modern living environment. The chef's kitchen is designed for both everyday living and entertaining with premium JennAir® appliances, a GAS COOKTOP, quartz waterfall countertops, and a full-height backsplash. The residence offers two bedrooms, 2.5 bathrooms, a spacious upper-level primary suite, and a versatile loft area that provides additional flexibility for work, relaxation, or entertaining. Spa-inspired bathrooms and a walk-in closet add comfort and functionality, while more than 600 SQ FT OF PRIVATE OUTDOOR LIVING across wraparound balconies extends the living space and provides a natural setting for morning coffee, dining, or enjoying the energy of downtown. DUAL PRIVATE ENTRIES on the third and fourth floors provide added convenience, with direct access between the residence and parking without relying on an elevator. Residents also enjoy more than 36,000 SQ FT OF RESORT-STYLE AMENITIES, including a Sky Lounge & Observatory, tropical pool, outdoor kitchens and grilling areas, fitness center, co-working spaces, bocce court, theater room, yoga lawn, 24/7 valet parking, and covered dog park with wash station. With dining, cultural attractions, bayfront parks, and the vibrant Downtown St. Petersburg lifestyle just outside your door, this residence offers a sophisticated urban setting with the space, privacy, and convenience of a two-story home.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,424
Sqft
2.26 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$825
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,578 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,578/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs St Petersburg actives
$825 vs $324
Days on market
7 vs 66 typical
Where $825/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,875,000
400 CENTRAL AVENUE UNIT 3506 · same community
3 bd · 3 ba · 1,948 sqft · $963/sqft · 108 DOM
Sold · Jul ’26$1,150,000
400 CENTRAL AVENUE UNIT 3508 · same community
2 bd · 2.5 ba · 1,348 sqft · $853/sqft · 42 DOM
Sold · Dec ’25$1,425,000
1909 BEACH DRIVE SE
2 bd · 3 ba · 1,940 sqft · $735/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 301 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 301?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $17,578/mo — principal and interest, the actual property-tax bill, the $1,680/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 301?+
The association fee works out to $1,680 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 301?+
The most recent tax bill on record (2026) was $28,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 301?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,999,999, this home is listed about 372% above the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 301?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,999,999 runs 152% above the ST PETERSBURG 33701 median — but at 2,424 sqft it's also nearly twice the size of the typical St Petersburg listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,680/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a St Petersburg market that averages 66 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of THE TENPENNY COLLECTION · Abigail Chadwick. MLS #TB8546858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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