90 S HIGHLAND AVENUE UNIT 317, TARPON SPRINGS, FL, 34689
Active33 days on marketListed Sep 10, 2026MLS #TB8547109
About this home
90 S HIGHLAND AVENUE UNIT 317
Bring your vision to this 2-bedroom, 2-bathroom third-floor condo in the desirable Lake Tarpon Sail & Tennis Club. The unit needs a full interior renovation and is being sold AS-IS, offering an opportunity to renovate and customize it to your liking. The open living and dining area features a wall of sliding glass doors leading to an enclosed Florida room, providing additional living space beyond the listed square footage. A split-bedroom floor plan offers privacy, with the primary suite featuring an en-suite bath. Enjoy waterfront community living with access to a private boat ramp, first-come boat slips, fishing pier, kayak launch, heated pool, lighted tennis and pickleball courts, fitness center, and lakeside clubhouse. Located in Flood Zone X — no flood insurance required. Conveniently close to the Sponge Docks, Gulf beaches, shopping, and dining. The $678/month HOA fee includes building insurance, water, sewer, trash, cable, internet, exterior and grounds maintenance, and community amenities. Association approval required. Two years of ownership required before leasing. A rare chance to transform a waterfront-community condo into a personalized home or investment property in a highly convenient Pinellas County location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,094
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,034 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,034/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Tarpon Springs actives
$133 vs $247
Days on market
33 vs 75 typical
Where $133/sqft sits among the 269 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
155 of 269
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 90 S HIGHLAND AVENUE UNIT 317
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$160,000
90 S HIGHLAND AVENUE UNIT 6 · same community
2 bd · 2 ba · 1,100 sqft · $145/sqft · 330 DOM
Sold · Jul ’26$170,000
90 S HIGHLAND AVENUE UNIT 1115 · same community
2 bd · 2 ba · 1,007 sqft · $169/sqft · 230 DOM
Sold · Mar ’26$168,000
90 S HIGHLAND AVENUE UNIT 224 · same community
2 bd · 2 ba · 970 sqft · $173/sqft · 362 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 90 S HIGHLAND AVENUE UNIT 317 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 90 S HIGHLAND AVENUE UNIT 317 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
90 S HIGHLAND AVENUE UNIT 317 FAQs
What would the monthly payment be for 90 S HIGHLAND AVENUE UNIT 317?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,034/mo — principal and interest, the actual property-tax bill, the $678/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 90 S HIGHLAND AVENUE UNIT 317?+
The association fee works out to $678 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 90 S HIGHLAND AVENUE UNIT 317?+
The most recent tax bill on record (2025) was $3,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 90 S HIGHLAND AVENUE UNIT 317?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $144,990, this home is listed about 66% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 90 S HIGHLAND AVENUE UNIT 317?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$144,990 is 55% below the TARPON SPRINGS 34689 median of $325,000, and at $133/sqft it sits under the Tarpon Springs average of $274.
02Know the monthly fee
The association fee is $678/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $149,990, now $144,990 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Carissa Mazzella Di Bosco. MLS #TB8547109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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