CENTURY 21 Edge
$199,5002 bd1.5 ba1,100 sqft$181 /sqft≈$2,441 /mo all-in ↓

90 S HIGHLAND AVENUE UNIT 1, TARPON SPRINGS, FL, 34689

Active14 days on marketListed Sep 29, 2026MLS #TB8552767

✦ Priced 39% below the TARPON SPRINGS 34689 medianVillaLAKE TARPON SAIL & TENNIS CLUB

About this home

90 S HIGHLAND AVENUE UNIT 1

ITS A CORNER VILLA! THIS 2 BEDROOM, 1 1/2 BATH, 1 CARPORT WITH OUTSIDE STORAGE IS LOCATED IN THE WATERFRONT COMMUNITY OF LAKE TARPON SAIL AND TENNIS CLUB. FEATURES INCLUDE GRANITE COUNTERTOPS AND SOLID WOOD CABINETS, WITH CERAMIC TILE FLOORING THROUGHOUT. THE DECK IN THE BACK HAS BEEN JUST REFURBISHED WITH NEW WOOD DECKING. PLANTATION SHUTTERS ON EVERY WINDOW! VAULTED CEILINGS! COMMUNITY OFFERS A HEATED POOL, TENNIS COURTS, PICKLEBALL COURT,SHUFFLE BOARD, FITNESS ROOM, FISHING PIER, LAKE SIDE BBQ, LIBRARY, AND CLUBHOUSE. THE FRONT PORCH IS COVERED! NO FLOOD ZONE! BOAT SLIPS MAY BE AVILABLE FOR LEASE.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,100

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$181

Per sqft

Tennis Court & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTennis Court · Trees/Woods · Water
FacesWest
ExteriorStorage

Community & fees

HOA fee$752/mo
Taxes (2025)$3,200/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityDock · Lake · Water Access · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,441 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,174
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$267
HOA fee — from the listing$752
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,983Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,983
Interest rate6.00%
Loan term

Estimated payment

$2,441/mo

Principal & interest$1,174
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$267
HOA / condo fee$752
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$151KedgeAI estimate $174,828 · range $157K–$186K$207K

vs edgeAI estimate

+14.1%

$/sqft vs Tarpon Springs actives

$181 vs $247

Days on market

14 vs 75 typical

Where $181/sqft sits among the 269 Tarpon Springs actives

66 · this home
80
50
35
14
24
$133–193$193–254$254–315$315–375$375–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Drive times from this address

Tampa Int’l Airport (TPA)≈ 39 min
Downtown Tampa≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

ElementaryTarpon Springs Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$433K → $415K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

156 of 269

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $199,500 · 14 days on market since
1980Built · LAKE TARPON SAIL & TENNIS CLUB

Reality check

What actually sold near 90 S HIGHLAND AVENUE UNIT 1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

90 S HIGHLAND AVENUE UNIT 6Sold · Mar ’26

$160,000

90 S HIGHLAND AVENUE UNIT 6 · same community

2 bd · 2 ba · 1,100 sqft · $145/sqft · 330 DOM

90 S HIGHLAND AVENUE UNIT 1115Sold · Jul ’26

$170,000

90 S HIGHLAND AVENUE UNIT 1115 · same community

2 bd · 2 ba · 1,007 sqft · $169/sqft · 230 DOM

90 S HIGHLAND AVENUE UNIT 224Sold · Mar ’26

$168,000

90 S HIGHLAND AVENUE UNIT 224 · same community

2 bd · 2 ba · 970 sqft · $173/sqft · 362 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 90 S HIGHLAND AVENUE UNIT 1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 90 S HIGHLAND AVENUE UNIT 1 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

90 S HIGHLAND AVENUE UNIT 1 FAQs

What would the monthly payment be for 90 S HIGHLAND AVENUE UNIT 1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,441/mo — principal and interest, the actual property-tax bill, the $752/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 90 S HIGHLAND AVENUE UNIT 1?+

The association fee works out to $752 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 90 S HIGHLAND AVENUE UNIT 1?+

The most recent tax bill on record (2025) was $3,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 90 S HIGHLAND AVENUE UNIT 1?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $199,500, this home is listed about 53% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.

Which schools are assigned to 90 S HIGHLAND AVENUE UNIT 1?+

Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TARPON SPRINGS 34689 market on paper

$199,500 is 39% below the TARPON SPRINGS 34689 median of $325,000, and at $181/sqft it sits under the Tarpon Springs average of $274.

02Tennis Court & Trees/Woods & Water views

The tennis court and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $752/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of RE/MAX REALTEC GROUP INC · Nick Demitrakis. MLS #TB8552767.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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