441 NE 5TH AVENUE, CAPE CORAL, FL, 33909
Active57 days on marketListed Sep 11, 2026MLS #TB8547496
About this home
441 NE 5TH AVENUE
Welcome to your beautifully remodeled waterfront oasis, a true Mid Cape forever home. Nestled in a quiet, friendly neighborhood of permanent residents! This property has been completely remodeled. All city water & sewer assessments have been paid in FULL and flood insurance is entirely optional! Enjoy a highly desirable location with quick, easy access to grocery stores, retail shopping, highways, and the airport. Inside, you will be greeted by soaring ceilings, bright open floor plan featuring fresh interior paint and waterproof luxury vinyl floors. The layout offers a 3 bedroom split plus a den-currently styled as a sitting room but perfect for a dedicated home office or 4th bedroom. 3panel disappearing sliding doors seamlessly blend the indoor and outdoor spaces, so the outside becomes a true extension of the inside. The gourmet kitchen boasts an enormous granite kitchen island with cabinetry on both sides for extra storage. (Cabinets are soft-close & Solid Wood) The kitchen also features a large pantry, LG Smart black-stainless steel appliances, including a double oven stove and “tap” see-thru refrigerator door. The new lighting throughout features recessed rim lights with dimmers, and additional lighting was added to architectural ledges. A separate laundry room offers a utility sink, a large closet, and Maytag washer and dryer. Moving outside, you will discover a super private resort-style outdoor oasis. The lanai has a large area under-roof which provides ample shade for both dining and seating surrounding the deep 4ft - 7ft pool that stays refreshing in the summer and is heated for winters. The whole pool has been upgraded to a phone app-controlled salt system with new Pentair and Hayward equipment (pump, blower, heater and LED lighting) which means you can control your whole pool system from anywhere, start heating the jacuzzi while still at dinner at your favorite restaurant, the pool area also features convenient direct access to the guest bathroom and another disappearing slider gives direct access to the master bedroom with beautiful pool/canal views as you relax in bed. If that doesn’t have you racing to the property, then head out onto a paver deck leading to the fresh water canal which offers fantastic fishing from your seawall. The exterior features staggering $20k invested in upgraded landscaping, hardscaping and lighting. The property features palms, banana and dragon fruit trees, and the entire irrigation piping and head system has been replaced. Originally built with premium materials this home ensures maximum energy efficiency and comfort. A new roof in 2023, and HVAC system in 2024, The property has been wired for a whole-house generator, just plug one in. Additional updates include a HUGE workbench in the garage equipped with lighting, cabinets and drawers and an extra refrigerator. This home was beautifully upgraded with the intention of it being the sellers' forever home—their loss is truly your gain!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,082
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,359 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.9%
$/sqft vs CAPE CORAL
$240 vs $228
Days on market
57 vs 45 typical
Where $240/sqft sits among the 168 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
72 of 168
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 614% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 441 NE 5TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Jul ’26$530,000
1406 SW 13TH STREET · same community
4 bd · 3 ba · 1,962 sqft · $270/sqft · 244 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 441 NE 5TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 441 NE 5TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
441 NE 5TH AVENUE FAQs
What would the monthly payment be for 441 NE 5TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 441 NE 5TH AVENUE?+
The most recent tax bill on record (2025) was $6,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 441 NE 5TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $500,000, this home is listed about 19% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 441 NE 5TH AVENUE?+
Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Cape Coral High School (high), Mariner High School (high), Island Coast High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 614% above the CAPE CORAL 33909 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Tropic Isles Elementary School, North Fort Myers High School, Caloosa Middle School, Caloosa Elementary School, Hancock Creek Elementary School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Cape Coral High School, Mariner High School, Island Coast High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Melissa Patriarca. MLS #TB8547496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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