2144 43RD TERRACE N, ST PETERSBURG, FL, 33714
Active41 days on marketListed Sep 10, 2026MLS #TB8547524
About this home
2144 43RD TERRACE N
Modern New Construction 3/2 House - Prime St. Pete. Welcome home to this beautifully built 2024 residence, situated in a walkable, sought-after neighborhood in a non-flood and non-evacuation zone. This home features a thoughtfully designed layout with high ceilings, oversized Hurricane Impact windows and Doors with abundant natural light throughout. A charming front porch and extended driveway, accommodating two vehicles, and an oversized one car garage equipped with a EV (electric) Car Charging System. Inside, the open-concept floor plan connects the kitchen, dining, and living areas, finished with durable luxury commercial vinyl flooring and fresh paint throughout. The gourmet kitchen is a standout, featuring premium finishes, generous cabinetry, a large center island, and modern stainless steel appliances — perfect for everyday living and entertaining alike. Home also includes a Full Size Washer and Dryer. Three spacious bedrooms provide comfort and privacy, each with LVP flooring and remote-controlled ceiling fans. The primary suite includes a walk-in closet and a spa-inspired en-suite bath with a double vanity and elegant walk-in shower, while the upgraded second full bath is equally well-appointed for family or guests. Step outside to a partially fenced backyard with a patio, ideal for relaxing or entertaining. Backed by manufacturer warranties on major systems and appliances, this home offers long-term value and confidence. Perfectly located near top-rated schools, parks, and major commuter routes. Five minutes from downtown St. Pete and Tropicana Field, less than 15 minutes to St. Pete airport, and less than 25 minutes to St. Pete beaches. Furnished optional Pet Policy: Dogs are allowed. No Cats. A one-time payment of $350 non-refundable pet fee applies. Max of 1 pet. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent, and rental history verification. APPLICANT CHARGES: Application Fee: $75 for each adult, 18 years of age and older (non-refundable) $25 for each pet application fee for pet verification (non-refundable) Current vaccination records will be required ESA and service animals are FREE with verified documentation Lease Initiation Admin Fee: $150.00 after approval and upon signing Security Deposit: Equal to one month's rent. Pet Fee if applicable (non-refundable): $350.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,550
Sqft
0.1 ac
Lot size
1
Garage
2024
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $323
Days on market
41 vs 66 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harris Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Harris Park — neighborhood snapshot
Population
2,951
Median age
42
Median income
$79,856
Median home value
$249,401
Avg household
3
Households w/ children
297
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2144 43RD TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$290,000
4213 22ND STREET N · same community
3 bd · 2 ba · 1,142 sqft · $254/sqft · 55 DOM
Sold · Sep ’26$268,500
2120 43RD TERRACE N · same community
2 bd · 1 ba · 672 sqft · $400/sqft · 37 DOM
Sold · Jul ’26$600,000
1720 24TH AVENUE N
4 bd · 2 ba · 1,535 sqft · $391/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2144 43RD TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2144 43RD TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2144 43RD TERRACE N FAQs
What would the monthly payment be for 2144 43RD TERRACE N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2144 43RD TERRACE N?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,695, this home is listed about 99% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2144 43RD TERRACE N?+
John M. Sexton Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RENT SOLUTIONS · Steven Godoy. MLS #TB8547524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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