9659 CHANNING HILL DRIVE, RUSKIN, FL, 33573
Active6 days on marketListed Sep 16, 2026MLS #TB8548231
About this home
9659 CHANNING HILL DRIVE
Short Sale. PRICED TO SELL — INCREDIBLE OPPORTUNITY IN RUSKIN! Welcome to 9659 Channing Hill Dr., Ruskin, FL 33573 — a beautiful two-story, 4-bedroom, 2.5-bath home built in 2020 that delivers the space, style, and modern construction buyers are searching for! Step inside and discover a spacious, well-designed floor plan with plenty of room to spread out, entertain, work from home, or simply relax. The upstairs primary suite offers a private retreat, while the additional bedrooms provide flexibility for guests, an office, game room, or whatever fits your lifestyle. Built in 2020, this home gives you the advantage of newer construction and a fresh, modern feel without the headaches and major updates often associated with older properties. The location makes it even better! Enjoy convenient access to shopping, dining, schools, major roadways, entertainment, and everything the growing Ruskin area has to offer. And here’s the best part — this home is priced aggressively to sell! If you’ve been waiting for the right combination of space, newer construction, location, and value, this could be the one. Don’t wait for someone else to beat you to it. Schedule your private showing today and come see why 9659 Channing Hill Dr. should be your next home!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,914
Sqft
0.11 ac
Lot size
2
Garage
2020
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,327 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,327/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.8%
$/sqft vs Ruskin actives
$157 vs $175
Days on market
6 vs 56 typical
Where $157/sqft sits among the 289 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
158 of 289
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 9659 CHANNING HILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$362,000
9720 LEMON DROP LOOP · same community
4 bd · 2.5 ba · 1,914 sqft · $189/sqft · 34 DOM
Sold · Apr ’26$341,700
9607 LEMON DROP LOOP · same community
4 bd · 2 ba · 1,935 sqft · $177/sqft · 228 DOM
Sold · May ’26$330,000
9726 CHANNING HILL DRIVE · same community
4 bd · 2 ba · 1,841 sqft · $179/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 9659 CHANNING HILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9659 CHANNING HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9659 CHANNING HILL DRIVE FAQs
What would the monthly payment be for 9659 CHANNING HILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,327/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9659 CHANNING HILL DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9659 CHANNING HILL DRIVE?+
The most recent tax bill on record (2025) was $3,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9659 CHANNING HILL DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $300,000, this home is listed about 14% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9659 CHANNING HILL DRIVE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OFFERPAD BROKERAGE FL, LLC · James Wible. MLS #TB8548231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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