CENTURY 21 Edge
$259,000$265,0002 bd1 ba1,332 sqft$194 /sqft≈$2,279 /mo all-in ↓

11005 HARDING DRIVE, PORT RICHEY, FL, 34668

Active36 days on marketListed Oct 2, 2026MLS #TB8548522

✦ Reduced $6KSingle Family ResidenceBROWN ACRES

Come see it

Upcoming open house

Sat, Nov 14

11:00 AM – 2:00 PM

About this home

11005 HARDING DRIVE

This Port Richey single-family, corner home with no side neighbors, offering 1,332 square feet of interior space. NOT IN A FLOOD ZONE AND NO HOA! The functional layout provides a distinct designated interior space including a formal dining area, alongside a potential art studio (wired for electrical kiln), and a home office/den/flex room, or 3rd bedroom due to the garage conversion. The residence features a renovated kitchen designed with premium stone kitchen counters, new wood cabinetry, hand-appointed glass mosaic backsplash, and built-in pantry. It comes equipped with newer (2022/2026) stainless steel appliances and fixtures. The renovated bathroom is appointed with glass tile and stone materials displaying a tropical feel, with new vanity and fixtures. The 6' floor to ceiling windows create lots of natural light. Landscaping and fully fenced yard add to this private oasis. Additional features of the home are; a dedicated laundry area, and storage room, newly installed hurricane rated windows (2022), Roof replaced (2023), water heater (2024), re-piped plumbing (2022), new electrical panel (2022), updated septic leach field (2022), interior/exterior painting (2026), AC (2014). This home is impeccably maintained! Located near famous beaches, restaurants, shopping, and local entertainment venues. This home comes with a one year home warranty!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,332

Sqft

0.13 ac

Lot size

1974

Year built

One

Levels

$194

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingBoat · Converted Garage · Driveway
ExteriorPrivate Entrance · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$2,714/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,279 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,778
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$226
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,065Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,065
Interest rate7.50%
Loan term

Estimated payment

$2,279/mo

Principal & interest$1,778
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$226
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$195KedgeAI estimate $218,294 · range $203K–$235K$269K

vs edgeAI estimate

+18.6%

$/sqft vs BROWN ACRES

$194 vs $200

Days on market

36 vs 54 typical

Where $194/sqft sits among the 11 homes for sale in BROWN ACRES

2
1
2
4 · this home
0
2
$125–149$149–173$173–197$197–221$221–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)≈ 52 min
Downtown Tampa≈ 55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

49,442

Median age

40.9

Median income

$47,401

Median home value

$191,600

Avg household

2.37

Households w/ children

5,228

For the school run

Pasco County School District

ElementaryCalusa Elementary School★★★★★
MiddleChasco Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$225K → $235K

Port Richey median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

4 of 11

BROWN ACRES have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,000 ▼ $6K
Oct 2, 2026Listed at $265,000 · 36 days on market since
1974Built · BROWN ACRES

Reality check

What actually sold near 11005 HARDING DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11011 ZIMMERMAN ROADSold · Mar ’26

$240,000

11011 ZIMMERMAN ROAD · same community

4 bd · 1 ba · 1,372 sqft · $175/sqft · 5 DOM

11031 MARTHA AVENUESold · Dec ’25

$229,000

11031 MARTHA AVENUE · same community

3 bd · 1 ba · 1,256 sqft · $182/sqft · 68 DOM

11100 TYLER DRIVESold · Apr ’26

$175,000

11100 TYLER DRIVE · same community

2 bd · 2 ba · 1,252 sqft · $140/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11005 HARDING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11005 HARDING DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11005 HARDING DRIVE FAQs

What would the monthly payment be for 11005 HARDING DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,279/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11005 HARDING DRIVE?+

The most recent tax bill on record (2025) was $2,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Richey?+

At $259,000, this home is listed about 6% above the Port Richey median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11005 HARDING DRIVE?+

Calusa Elementary School (elementary), Chasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$259,000 runs 15% above the PORT RICHEY 34668 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $265,000, now $259,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Linda Fleischer. MLS #TB8548522.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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