
11312 POSSUM TRAIL, PORT RICHEY, FL, 34668
Active5 days on marketListed Sep 15, 2026MLS #TB8548896
About this home
11312 POSSUM TRAIL
Welcome Home to Your Florida Pool Retreat! Located in the desirable Bear Creek community, this beautiful 3-bedroom, 2-bathroom, 2-car garage pool home offers the perfect combination of comfort, space, and Florida living—with NO HOA or CDD fees! As you step inside, you’ll immediately appreciate the spacious living room, featuring an open and airy layout complemented by a neutral color palette that creates a warm and inviting atmosphere. The living room flows seamlessly into the dining area, making it easy to entertain family and friends. The well-appointed kitchen offers plenty of cabinet storage and convenient bar seating, providing additional space for casual dining or gathering with guests. Just off the kitchen, the comfortable family room provides a natural extension of the living space and leads directly to your screened-in porch and private pool area. Step outside and enjoy your own backyard retreat—perfect for relaxing, entertaining, or soaking up the beautiful Florida sunshine year-round. The spacious primary suite offers a peaceful retreat with a walk-in closet and private en-suite bathroom. Two additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. With a 2-car garage, inviting indoor and outdoor living spaces, and no HOA or CDD fees, this home offers both convenience and value. Conveniently located near shopping, dining, entertainment, and medical facilities, you’ll have everything you need close to home. Don’t miss your opportunity to make this wonderful Bear Creek pool home your own! Schedule your private showing today and start enjoying the Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,444
Sqft
0.16 ac
Lot size
2
Garage
1986
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,053 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs Port Richey actives
$197 vs $192
Days on market
5 vs 40 typical
Where $197/sqft sits among the 348 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
187 of 348
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11312 POSSUM TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$175,000
11426 FOX RUN · same community
2 bd · 2 ba · 1,439 sqft · $122/sqft · 7 DOM
Sold · Feb ’26$282,500
8812 HONEYCOMB DRIVE · same community
3 bd · 2 ba · 1,434 sqft · $197/sqft · 18 DOM
Sold · Sep ’26$270,000
8715 HUNTSMAN LANE · same community
3 bd · 2 ba · 1,427 sqft · $189/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11312 POSSUM TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11312 POSSUM TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11312 POSSUM TRAIL FAQs
What would the monthly payment be for 11312 POSSUM TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,053/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11312 POSSUM TRAIL?+
The most recent tax bill on record (2025) was $1,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11312 POSSUM TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $285,000, this home is listed about 14% above the Port Richey median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11312 POSSUM TRAIL?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,000 runs 19% above the PORT RICHEY 34668 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Port Richey market that averages 40 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Dawn Walls. MLS #TB8548896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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