3261 HAVILAND COURT UNIT 104, PALM HARBOR, FL, 34684
Active30 days on marketListed Sep 18, 2026MLS #TB8549633
About this home
3261 HAVILAND COURT UNIT 104
One month FREE with a 15 month lease! Welcome Home to Bentley at Cobb’s Landing, where comfort meets convenience in this 1ST Floor Move-in-ready UPDATED 2 Bedroom, 2 Bathroom Condo. The Great Room Floor plan is light and bright, with brand new carpet & freshly painted throughout- perfect for modern living. Love to entertain? The dining area is perfectly situated off the Updated Kitchen featuring Granite Countertops, Stainless steel appliances. The Spacious Master Bedroom includes a Private En-suite Bath with a Granite Vanity and updated tub/shower. Second bedroom on the other side of the apartment share an adjacent Guest Bath with Granite Vanity updated Tub/shower. Step outside to enjoy your morning coffee or unwind in the fresh air on the Screened Patio. Newer A/C. New Carpet 2026. Fresh Paint throughout 2026. Updated Shower 2026. Additional conveniences include Exterior storage on the Balcony, interior walk- in storage closet, coat closet and a laundry closet. Water, Sewer, Trash and Basic Cable included, just pay for your Electric! Amenities abound with a Community pool, Spa, BBQ area, Playground, Basketball court, Car wash station, Clubhouse with a Library, Fitness center, Entertainment area, and fireplace. Conveniently located near Shopping, Dining, Beaches, the Pinellas Trail, Top-rated schools including Palm Harbor University, and Tampa International Airport. Don’t miss your chance to experience this incredible lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,121
Sqft
0 ac
Lot size
1990
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$2 vs $264
Days on market
30 vs 68 typical
Where $2/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cobb's Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Cobb's Landing — neighborhood snapshot
Population
2,151
Median age
49
Median income
$120,639
Median home value
$547,537
Avg household
3
Households w/ children
220
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3261 HAVILAND COURT UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$222,000
4024 CORKWOOD COURT
2 bd · 2 ba · 1,120 sqft · $198/sqft · 171 DOM
Sold · May ’26$251,000
106 HUNTER COURT
2 bd · 2 ba · 1,100 sqft · $228/sqft · 162 DOM
Sold · May ’26$327,500
115 STEEPLECHASE LANE
2 bd · 2 ba · 1,100 sqft · $298/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3261 HAVILAND COURT UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3261 HAVILAND COURT UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3261 HAVILAND COURT UNIT 104 FAQs
What would the monthly payment be for 3261 HAVILAND COURT UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3261 HAVILAND COURT UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $2,000, this home is listed about 99% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3261 HAVILAND COURT UNIT 104?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$2,000 is 99% below the PALM HARBOR 34684 median of $249,950, and at $2/sqft it sits under the Palm Harbor average of $272.
02Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,100, now $2,000 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8549633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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