18231 STEELE AVENUE, PORT CHARLOTTE, FL, 33948
Active51 days on marketListed Sep 18, 2026MLS #TB8550128
About this home
18231 STEELE AVENUE
Charming, clean, and ready to make your own! This inviting home offers a bright, functional layout that feels much larger than you’d expect, with an abundance of natural sunlight throughout. Featuring 3 bedrooms, 2 bathrooms, and a well-appointed kitchen, the home offers comfortable living with plenty of room to settle in and make it your own. The living room opens directly to the patio, creating an easy flow between indoor and outdoor living and extending the space into the nice-sized backyard—perfect for relaxing, entertaining, or enjoying Florida’s beautiful weather. Tucked away on a quiet street and conveniently located near the Rays Spring Training facility, this home offers charm, comfort, and an ideal opportunity to make the space your own. Brand new Septic Tank placed in June/2025!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,072
Sqft
0.23 ac
Lot size
1
Garage
1984
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,612 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,612/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.1%
$/sqft vs PORT CHARLOTTE SEC 021
$177 vs $218
Days on market
51 vs 54 typical
Where $177/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 021
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,696
Median age
59.5
Median income
$62,744
Median home value
$298,700
Avg household
2.26
Households w/ children
1,219
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $300K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 12
PORT CHARLOTTE SEC 021 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18231 STEELE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$162,500
18071 CLANTON AVENUE · same community
3 bd · 1 ba · 1,120 sqft · $145/sqft · 14 DOM
Sold · Apr ’26$220,000
2126 CARPETGREEN STREET · same community
2 bd · 2 ba · 1,016 sqft · $217/sqft · 5 DOM
Sold · Dec ’25$156,000
2394 BOX STREET · same community
3 bd · 2 ba · 1,012 sqft · $154/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18231 STEELE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18231 STEELE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18231 STEELE AVENUE FAQs
What would the monthly payment be for 18231 STEELE AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,612/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18231 STEELE AVENUE?+
The most recent tax bill on record (2024) was $763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $190,000, this home is listed about 42% below the Port Charlotte median of $329,700. The market section on this page shows how the area is trending.
Which schools are assigned to 18231 STEELE AVENUE?+
Meadow Park Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the Port Charlotte market on paper
$190,000 is 42% below the Port Charlotte median of $329,700, and at $177/sqft it sits under the Port Charlotte average of $225.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $210,000, now $190,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jessica Sanchez. MLS #TB8550128.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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