20412 US HWY 441, HIGH SPRINGS, FL, 32643
Active1 days on marketListed Sep 19, 2026MLS #TB8550323
About this home
20412 US HWY 441
Excellent commercial opportunity in a rapidly growing area of High Springs! This property is located directly behind the new McDonald’s and just south of the new Tractor Supply, offering excellent access and proximity to expanding commercial development. Situated on just under one acre, the property is zoned C-3, allowing for a wide variety of commercial and other permitted uses. With no time limit to build, buyers have the flexibility to develop when the timing is right. Seller may provide cross-access to U.S. Highway 441 through the adjoining McDonald’s and Tractor Supply properties, providing convenient access to one of the area’s primary commercial corridors. The property also features approximately 315 feet of frontage along NW 203rd Avenue, providing additional paved-road access and excellent development flexibility. The property is located just north of downtown High Springs, approximately 10 minutes from I-75 and only about 10 miles from Ginnie Springs and Gilchrist Blue Springs State Park. The Santa Fe River is also nearby, adding to the area’s strong recreational and tourism appeal. Utilities are available to the site. Owner financing may be available, and the seller may also consider leasing the property. Call today for additional information and to discuss purchase, financing, or leasing options.
Facts & features
The home at a glance
0.96 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,719 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,719/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 20412 US HWY 441
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20412 US HWY 441 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20412 US HWY 441 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20412 US HWY 441 FAQs
What would the monthly payment be for 20412 US HWY 441?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20412 US HWY 441?+
The most recent tax bill on record (2025) was $401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in High Springs?+
At $399,000, this home is listed about 6% above the High Springs median of $376,950. The market section on this page shows how the area is trending.
Which schools are assigned to 20412 US HWY 441?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,000 runs 27% above the HIGH SPRINGS 32643 median.
02Fresh on the market
Only 1 day on market in a High Springs market that averages 35 — if it fits, move quickly.
03Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INTEGRITY REAL ESTATE ADVISORS · Jon Franz. MLS #TB8550323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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