2108 1ST STREET, INDIAN ROCKS BEACH, FL, 33785
Active20 days on marketListed Sep 21, 2026MLS #TB8550739
About this home
2108 1ST STREET
**Virtually Staged. PLEASE NOTE: Unit E is the unit painted GREEN. Because all five townhomes have the same floor plan and layout, some listing photos may show another unit for illustrative purposes. Unit E is the green end unit.** **Indian Rocks Retreat – 3BR/2.5BA End-Unit Townhome Just Steps from the Beach | Unit E Available** Exceptional opportunity to rent a modern, hurricane-resistant townhome just a 2-minute walk from beautiful Indian Rocks Beach. **Unit E is currently available for rent and offers the added advantage of being one of only two end units (Units A and E) in this exclusive 5-unit building.** With a neighboring unit on only one side, Unit E provides additional privacy and a more open feel compared to the interior units. This impressive concrete block building was constructed under the strict 2021 building codes and remained undamaged through two recent hurricanes, showcasing its quality construction and durability. This beautifully designed 3-story townhome features: • **3 Bedrooms / 2.5 Bathrooms**, including a spacious primary suite with ensuite bath and private balcony • **Private rooftop terrace** with breathtaking ocean and sunset views • **Desirable end-unit location**, with a neighboring unit on only one side for added privacy • Two balconies with beautiful beach and neighborhood views • Open-concept living and dining areas with a fully equipped modern kitchen designed for entertaining and everyday comfort • **Private 2-car garage** plus additional driveway parking • Just a **2-minute walk to Indian Rocks Beach** Located just steps from the sand, this property offers an incredible coastal lifestyle with convenient access to local restaurants, shops, entertainment, and attractions. **Unit E is the only unit currently available for rent, as the other four units are already occupied.** Its desirable end-unit position, private rooftop terrace, spacious three-story layout, garage parking, and exceptional proximity to the beach make this a unique opportunity to enjoy the Indian Rocks Beach lifestyle. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,672
Sqft
0.33 ac
Lot size
4
Garage
2021
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INDIAN BEACH RE-REVISED
$2 vs $922
Days on market
20 vs 110 typical
Where $2/sqft sits among the 8 homes for sale in INDIAN BEACH RE-REVISED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
2 of 8
INDIAN BEACH RE-REVISED have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2108 1ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$780,000
202 18TH AVENUE · same community
3 bd · 2.5 ba · 1,546 sqft · $505/sqft · 217 DOM
Sold · Nov ’25$1,400,000
204 21ST AVENUE · same community
4 bd · 3 ba · 2,188 sqft · $640/sqft · 8 DOM
Sold · Jun ’26$425,000
1507 LEGION LANE · same community
2 bd · 1 ba · 552 sqft · $770/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2108 1ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2108 1ST STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2108 1ST STREET FAQs
What would the monthly payment be for 2108 1ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2108 1ST STREET?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $3,900, this home is listed about 100% below the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2108 1ST STREET?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAHE REALTY LLC · Daniel Echevarria. MLS #TB8550739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Indian Rocks Beach homes, in your inbox
Like 2108 1ST STREET but not quite? A daily digest of every new listing in Indian Rocks Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →