CENTURY 21 Edge
$799,9001 bd2 ba1,415 sqft$565 /sqft≈$4,956 /mo all-in ↓

1811 2ND STREET, INDIAN ROCKS BEACH, FL, 33785

Active20 days on marketListed Sep 20, 2026MLS #O6441751

Single Family ResidenceINDIAN BEACH RE-REVISED

About this home

1811 2ND STREET

Opportunity meets imagination in the heart of Indian Rocks Beach! Situated on a spacious double-corner lot just minutes from the Gulf! This property offers a rare chance to transform an established coastal property into something truly special. Whether your vision includes a beautifully reimagined beach home, a custom new residence, or exploring the potential for an income-producing redevelopment, this property delivers the location, lot size, and possibilities to make that vision worth pursuing. The existing single-family residence sustained hurricane damage and will require significant renovation or redevelopment. For the right buyer, however, that creates the opportunity to start with a blank canvas rather than compromise with someone else's choices. Renovate with intention, reconfigure the existing footprint, or investigate redevelopment possibilities that could maximize the value and versatility of this desirable double lot. Investors and builders will appreciate the potential to explore duplex redevelopment, subject to applicable zoning, building requirements, permitting, and governmental approvals. A future configuration could create opportunities for multigenerational living, seasonal use, rental income, or a coastal investment strategy. Buyers should independently verify zoning, short-term or vacation-rental regulations, building requirements, setbacks, flood-zone considerations, permitting, and all intended uses with the appropriate authorities. And then there is the location. Indian Rocks Beach is known for the relaxed Florida lifestyle that keeps people coming back year after year. Beautiful Gulf beaches, neighborhood parks, local restaurants, waterfront dining, shops, and community attractions are all close at hand. Spend the morning enjoying the shoreline, grab lunch at a favorite local spot, then settle into an evening near the water—all while enjoying the character and laid-back atmosphere that make this Pinellas County beach community so distinctive. The generous corner positioning adds another layer of appeal, providing a property with presence, flexibility, and possibilities that can be difficult to find this close to the coast. Rather than purchasing someone else's finished vision, this is an opportunity to create your own. For the buyer who understands that the right fixer-upper is not simply about what stands there today—but what the property can become—This property presents an exciting coastal opportunity! Bring the contractor. Bring the architect. Bring the imagination. This could be the beginning of an amazing Indian Rocks Beach home, a thoughtfully designed coastal retreat, or an investment created around your goals. The location is already here. The double lot is already here. Now bring the vision.

Facts & features

The home at a glance

1

Bedrooms

2

Bathrooms

1,415

Sqft

0.19 ac

Lot size

1970

Year built

One

Levels

$565

Per sqft

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryOther
CoolingOther
HeatingOther

Outside & construction

RoofShingle
ConstructionOther
FoundationOther
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$2,153/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,956 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,316
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$179
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,990
Interest rate6.00%
Loan term

Estimated payment

$4,956/mo

Principal & interest$4,316
PMI (est., until 20% equity)$300
Property taxes (actual bill)$179
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$768KedgeAI estimate $881,077 · range $855K–$969K$1.0M

vs edgeAI estimate

−9.2%

$/sqft vs INDIAN BEACH RE-REVISED

$565 vs $922

Days on market

20 vs 110 typical

Where $565/sqft sits among the 7 homes for sale in INDIAN BEACH RE-REVISED

0 · this home
4
0
0
2
1
$565–767$767–969$969–1171$1171–1373$1373–1575$1575+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Rocks

Drive times from this address

Downtown Tampa≈ 41 min
Tampa Int’l Airport (TPA)≈ 41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →

Indian Rocks — neighborhood snapshot

Population

3,655

Median age

59

Median income

$104,994

Median home value

$687,925

Avg household

2

Households w/ children

160

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Rocks Beach market

Seller’s marketLeans buyer — 7.3 months of inventoryBuyer’s market

$950K → $725K

Indian Rocks Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

2 of 7

INDIAN BEACH RE-REVISED have cut their price

Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Sep 20, 2026Listed at $799,900 · 20 days on market since
1970Built · INDIAN BEACH RE-REVISED

Reality check

What actually sold near 1811 2ND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

202 18TH AVENUESold · Mar ’26

$780,000

202 18TH AVENUE · same community

3 bd · 2.5 ba · 1,546 sqft · $505/sqft · 217 DOM

204 21ST AVENUESold · Nov ’25

$1,400,000

204 21ST AVENUE · same community

4 bd · 3 ba · 2,188 sqft · $640/sqft · 8 DOM

1507 LEGION LANESold · Jun ’26

$425,000

1507 LEGION LANE · same community

2 bd · 1 ba · 552 sqft · $770/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1811 2ND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1811 2ND STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1811 2ND STREET FAQs

What would the monthly payment be for 1811 2ND STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,956/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1811 2ND STREET?+

The most recent tax bill on record (2025) was $2,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1811 2ND STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Rocks Beach?+

At $799,900, this home is listed about 3% below the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1811 2ND STREET?+

Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Tony Tate, PLLC. MLS #O6441751.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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