1617 KILWINNING COURT, PALM HARBOR, FL, 34684
Active25 days on marketListed Sep 23, 2026MLS #TB8550808
About this home
1617 KILWINNING COURT
Welcome to this beautifully designed three bedroom home offering a bright, open concept floor plan with an easy comfortable flow throughout. The spacious kitchen features an island that creates a natural connection between the kitchen and generous dining area, perfect for everyday living and entertaining. A separate dining room provides additional space for gatherings while the cozy living area offers a welcoming place to relax. Step outside to the expansive lanai, compete with a hot tub creating your own private retreat. This home is thoughtfully designed for comfortable livable spaces and is ideally situated in the heart of the community The community offers an exceptional array of amenities including three Golf courses with complimentary pay as a resident benefit. Two swimming pools including one overlooking beautiful Lake Tarpon Tennis, pickleball, Bocce and shuffleboard courts. Residents can enjoy an impressive array of hobby facilities including a facility for woodworking, sewing ceramics with a Kiln and glass cutting. The large auditorium hosts live entertainment while the Chef's Club offers dinners and dances. With numerous game rooms, car clubs and social activities there is truly something for everyone. Come discover a home that combines comfortable living with an active vibrant community lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,579
Sqft
0.2 ac
Lot size
2
Garage
1980
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.3%
$/sqft vs Palm Harbor actives
$279 vs $265
Days on market
25 vs 68 typical
Where $279/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
232 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1617 KILWINNING COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$399,900
3098 E DORCHESTER DRIVE · same community
2 bd · 2 ba · 1,567 sqft · $255/sqft · 178 DOM
Sold · Aug ’26$415,000
1735 ABERDEEN COURT · same community
3 bd · 2 ba · 1,556 sqft · $267/sqft · 105 DOM
Sold · Mar ’26$415,000
3013 GREGOR COURT · same community
2 bd · 2 ba · 1,637 sqft · $254/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1617 KILWINNING COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1617 KILWINNING COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1617 KILWINNING COURT FAQs
What would the monthly payment be for 1617 KILWINNING COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,266/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1617 KILWINNING COURT?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1617 KILWINNING COURT?+
The most recent tax bill on record (2025) was $1,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1617 KILWINNING COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $439,900, this home is listed about 13% above the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1617 KILWINNING COURT?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Diane Thompson. MLS #TB8550808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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