704 CHIPPER DRIVE, SUN CITY CENTER, FL, 33573
Active46 days on marketListed Sep 22, 2026MLS #TB8550933
About this home
704 CHIPPER DRIVE
Enjoy the ease of maintenance-free living in this gated community, located within the highly desirable Renaissance area of Sun City Center. This beautifully maintained Magnolia floor plan offers a spacious, thoughtfully designed layout with three bedrooms, two baths, a versatile den, and a two-car garage. A paver driveway and walkway, attractive landscaping, and inviting curb appeal welcome you into a bright, open interior featuring a generous foyer, high tray ceilings, upgraded lighting and ceiling fans, and a comfortable flow that works equally well for everyday living and entertaining. The kitchen is positioned at the heart of the home and features 42-inch wood cabinetry, granite countertops, a coordinating glass tile backsplash, and plenty of workspace and storage. The kitchen opens directly to the dining and great room areas, creating an ideal gathering space for family and friends. The split-bedroom design provides excellent privacy. Two spacious guest bedrooms and a full guest bath are located separately from the primary suite, while the flexible den can easily serve as a home office, study, fitness room, hobby space, or additional sitting area. The private primary suite offers a relaxing retreat with two walk-in closets and an ensuite bath featuring a dual-sink vanity, tiled walk-in shower, and separate water closet. The dedicated laundry room includes upper cabinetry, and additional storage. Notable improvements include exterior painting in May 2023, upgraded landscape curbing in 2021, plantation shutters added in 2020. Sun City Center is a premier 55+ golf-cart community offering an extensive selection of amenities, including indoor and outdoor pools and spas, fitness facilities, a community hall, library, arts and crafts, pickleball, outdoor recreation, and golf. Verona residents also enjoy gated access, a neighborhood pool, and community social activities. Ownership within the Renaissance area provides access to additional amenities just minutes away, including a separate fitness center, indoor walking track, resort-style pool, and both casual and formal dining. This is a wonderful opportunity to enjoy a spacious, low-maintenance home along with the active lifestyle and amenities that make Sun City Center such a sought-after community.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,862
Sqft
0.12 ac
Lot size
2
Garage
2016
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,383 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Sun City Center actives
$185 vs $156
Days on market
46 vs 54 typical
Where $185/sqft sits among the 331 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
35,362
Median age
64.1
Median income
$72,834
Median home value
$309,300
Avg household
2.11
Households w/ children
2,554
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 331
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 704 CHIPPER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$310,000
712 CHIPPER DRIVE · same community
3 bd · 2 ba · 1,800 sqft · $172/sqft · 64 DOM
Sold · Sep ’26$340,000
804 CHIPPER DRIVE · same community
3 bd · 2 ba · 1,800 sqft · $189/sqft · 86 DOM
Sold · Jul ’26$345,000
682 CHIPPER DRIVE · same community
3 bd · 2 ba · 1,800 sqft · $192/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 704 CHIPPER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 704 CHIPPER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
704 CHIPPER DRIVE FAQs
What would the monthly payment be for 704 CHIPPER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,383/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 704 CHIPPER DRIVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 704 CHIPPER DRIVE?+
The most recent tax bill on record (2025) was $4,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 704 CHIPPER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $345,000, this home is listed about 35% above the Sun City Center median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 704 CHIPPER DRIVE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steve Thomas. MLS #TB8550933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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