1408 MILLSTREAM LANE UNIT 206, DUNEDIN, FL, 34698
Active12 days on marketListed Oct 1, 2026MLS #TB8551219
About this home
1408 MILLSTREAM LANE UNIT 206
Virtually Staged. Welcome to 1408 Millstream Lane, Unit 206, a beautifully updated, move-in-ready 2-bedroom, 2-bathroom second-story end-unit condo in Dunedin, offering serene pond and fountain views. The bright, light-filled interior features high vaulted ceilings, rich wood flooring, a custom stone accent wall, updated lighting, and a functional kitchen complete with granite countertops, generous cabinet space, updated appliances, and a beautiful breakfast bar that flows seamlessly into the spacious great room, creating an inviting setting for both everyday living and entertaining. The primary suite offers a peaceful retreat with scenic pond views, a large walk-in closet, and an en-suite bath featuring modern cabinetry, dual sinks, and sleek tilework. The generously sized second bedroom provides flexibility for guests, a home office, or additional living space and offers convenient access to the full bath. A standout feature is the versatile tiled bonus room, a sunlit space perfectly suited for a quiet reading nook, morning coffee, or simply relaxing while enjoying views of Florida’s beautiful wildlife right outside your window. Additional features include hurricane shutters, an in-unit laundry closet with a newer washer and dryer, and assigned covered parking with dedicated storage. The HOA provides exceptional value by covering exterior and grounds maintenance, community amenities, cable TV, internet, water, sewer, and trash, offering a truly low-maintenance lifestyle while embracing the relaxed charm of Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
985
Sqft
0.16 ac
Lot size
1988
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,522 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,522/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs Dunedin actives
$201 vs $309
Days on market
12 vs 68 typical
Where $201/sqft sits among the 230 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $440K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
129 of 230
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1408 MILLSTREAM LANE UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$235,000
1460 OAK HILL DRIVE UNIT 103 · same community
2 bd · 2 ba · 905 sqft · $260/sqft · 29 DOM
Sold · Sep ’26$279,000
1465 OAK HILL DRIVE UNIT 104 · same community
2 bd · 2 ba · 1,125 sqft · $248/sqft · 72 DOM
Sold · Aug ’26$183,500
1390 OAK HILL DRIVE UNIT 202 · same community
2 bd · 2 ba · 835 sqft · $220/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1408 MILLSTREAM LANE UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1408 MILLSTREAM LANE UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1408 MILLSTREAM LANE UNIT 206 FAQs
What would the monthly payment be for 1408 MILLSTREAM LANE UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,522/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1408 MILLSTREAM LANE UNIT 206?+
The most recent tax bill on record (2025) was $1,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1408 MILLSTREAM LANE UNIT 206?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $197,500, this home is listed about 50% below the Dunedin median of $394,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1408 MILLSTREAM LANE UNIT 206?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNEDIN 34698 market on paper
$197,500 is 41% below the DUNEDIN 34698 median of $334,450, and at $201/sqft it sits under the Dunedin average of $331.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Elizabeth Pham. MLS #TB8551219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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