1465 MILLSTREAM LANE UNIT 104, DUNEDIN, FL, 34698
Active27 days on marketListed Aug 25, 2026MLS #O6436635
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Tue, Sep 22
9:00 AM – 7:00 PM
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Wed, Sep 23
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Thu, Sep 24
9:00 AM – 7:00 PM
Agent will not be present at open house
About this home
1465 MILLSTREAM LANE UNIT 104
1465 Millstream Ln is a one-story Dunedin home with a functional layout and comfortable living spaces throughout. The primary bedroom includes a walk-in closet for convenient storage and organization, complemented by an en-suite bathroom. A screened porch extends the living space outdoors, creating a versatile area for relaxation and everyday use. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
835
Sqft
0.16 ac
Lot size
1986
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Dunedin actives
$216 vs $308
Days on market
27 vs 53 typical
Where $216/sqft sits among the 237 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
134 of 237
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1465 MILLSTREAM LANE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$183,500
1390 OAK HILL DRIVE UNIT 202 · same community
2 bd · 2 ba · 835 sqft · $220/sqft · 96 DOM
Sold · Oct ’25$245,000
1435 MILLSTREAM LANE UNIT 202 · same community
2 bd · 2 ba · 835 sqft · $293/sqft · 194 DOM
Sold · May ’26$220,000
1438 MILLSTREAM LANE UNIT 203 · same community
2 bd · 2 ba · 835 sqft · $263/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1465 MILLSTREAM LANE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1465 MILLSTREAM LANE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1465 MILLSTREAM LANE UNIT 104 FAQs
What would the monthly payment be for 1465 MILLSTREAM LANE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,172/mo — principal and interest, the actual property-tax bill, the $610/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1465 MILLSTREAM LANE UNIT 104?+
The association fee works out to $610 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1465 MILLSTREAM LANE UNIT 104?+
The most recent tax bill on record (2025) was $3,147. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1465 MILLSTREAM LANE UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $180,000, this home is listed about 55% below the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1465 MILLSTREAM LANE UNIT 104?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNEDIN 34698 market on paper
$180,000 is 49% below the DUNEDIN 34698 median of $352,450, and at $216/sqft it sits under the Dunedin average of $333.
02Know the monthly fee
The association fee is $610/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $190,000, now $180,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6436635.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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