2614 CYPRUS DRIVE, PALM HARBOR, FL, 34684
Active26 days on marketListed Sep 23, 2026MLS #TB8551616
About this home
2614 CYPRUS DRIVE
Your next chapter on the water starts here! This 3-bedroom, 2-bath Palm Harbor home sits on a canal leading directly to Lake Tarpon, putting boating, fishing, and water sports within easy reach of your own backyard. Out back, a waterfront oasis sets the scene for weekends on the lake and evenings at home, with a wooden deck extending right out to your seawall, a PRIVATE BOAT LAUNCH, a BOAT GARAGE, a FIRE PIT, and a BUILT-IN HOT TUB. Spend the afternoon on the water, invite friends over to gather around the fire, or settle into the hot tub to end the day. Practical updates add to the appeal of worry-free living, including a ROOF (2019), STAINLESS STEEL APPLIANCES (2021), VINYL FENCING (2022), A/C (2024), WASHER/ DRYER (2025), and ELECTRICAL PANEL (2016). With the major mechanical upgrades already made, a few cosmetic touches offer the opportunity to make this home a HOME RUN purchase. Come see the potential—and picture the weekends ahead!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,505
Sqft
0.13 ac
Lot size
1
Garage
1957
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,663 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,663/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Palm Harbor actives
$229 vs $265
Days on market
26 vs 68 typical
Where $229/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Meadow Brook
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Meadow Brook — neighborhood snapshot
Population
32
Median age
60
Median income
$86,154
Median home value
$438,200
Avg household
2
Households w/ children
2%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
232 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2614 CYPRUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$367,000
182 SUNWARD AVENUE
2 bd · 2 ba · 1,504 sqft · $244/sqft · 35 DOM
Sold · Sep ’26$339,900
2384 HOUNDS TRAIL
3 bd · 2.5 ba · 1,485 sqft · $229/sqft · 53 DOM
Sold · Feb ’26$310,000
2415 GUN FLINT TRAIL
3 bd · 2.5 ba · 1,485 sqft · $209/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2614 CYPRUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2614 CYPRUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2614 CYPRUS DRIVE FAQs
What would the monthly payment be for 2614 CYPRUS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,663/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2614 CYPRUS DRIVE?+
The most recent tax bill on record (2025) was $3,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2614 CYPRUS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $345,000, this home is listed about 11% below the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2614 CYPRUS DRIVE?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ACROPOLIS REALTY GROUP LLC · Sal DeGaetano. MLS #TB8551616.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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