325 ISLAND WAY UNIT 101, CLEARWATER BEACH, FL, 33767
Active13 days on marketListed Sep 28, 2026MLS #TB8551856
About this home
325 ISLAND WAY UNIT 101
Welcome to this beautifully updated, rarely available end unit offering an abundance of natural light, flexible living space, and an incredible waterfront location just minutes from the beach. With windows on three sides, three private balconies, and multiple sliding glass doors, the home has a bright, open feel and plenty of opportunities to enjoy Florida?s indoor-outdoor lifestyle. Recent updates include new LVP flooring, new carpet, and a beautifully renovated full bathroom, giving the home a fresh, move-in-ready feel. An opened kitchen wall allows even more natural light into the space and creates an easy flow between the kitchen and living areas. A half bath completes the main living level. Upstairs, you'll find three spacious bedrooms, the newly renovated full bathroom, and conveniently located laundry. The upper-level adds even more versatility and can easily serve as a home office, guest space, or game room. The garage has enough space for a vehicle, small boat, workshop, and additional storage. Just outside the rear garage door is a private patio leading to the community?s beautifully landscaped pool area, complete with a waterfall and Jacuzzi surrounded by lush tropical greenery. Boat slips are available to rent for $125 per month. With generous storage, multiple outdoor spaces, thoughtful updates, and a location convenient to the beach, shopping, dining, and entertainment, this distinctive end unit offers the space and lifestyle that can be hard to find in coastal Florida.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,220
Sqft
0 ac
Lot size
1
Garage
1988
Year built
Three Or More
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,596 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,596/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.1%
$/sqft vs Clearwater Beach actives
$384 vs $547
Days on market
13 vs 145 typical
Where $384/sqft sits among the 232 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $824K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
126 of 232
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 ISLAND WAY UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$570,000
450 S GULFVIEW BOULEVARD UNIT 704
2 bd · 2 ba · 1,186 sqft · $481/sqft · 34 DOM
Sold · Jun ’26$545,000
450 S GULFVIEW BOULEVARD UNIT 708
2 bd · 2 ba · 1,186 sqft · $460/sqft · 109 DOM
Sold · Apr ’26$485,000
825 S GULFVIEW BOULEVARD UNIT 202
2 bd · 2 ba · 1,181 sqft · $411/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 325 ISLAND WAY UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 ISLAND WAY UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
325 ISLAND WAY UNIT 101 FAQs
What would the monthly payment be for 325 ISLAND WAY UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,596/mo — principal and interest, the actual property-tax bill, the $966/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 325 ISLAND WAY UNIT 101?+
The association fee works out to $966 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 325 ISLAND WAY UNIT 101?+
The most recent tax bill on record (2025) was $6,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 325 ISLAND WAY UNIT 101?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $469,000, this home is listed about 37% below the Clearwater Beach median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 325 ISLAND WAY UNIT 101?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$469,000 is 15% below the CLEARWATER BEACH 33767 median of $549,900, and at $384/sqft it sits under the Clearwater Beach average of $650.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $966/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS MADEIRA BEACH · Kate Glassell. MLS #TB8551856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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