4343 LAKESHORE DRIVE, PALM HARBOR, FL, 34685
Active23 days on marketListed Sep 25, 2026MLS #TB8551878
About this home
4343 LAKESHORE DRIVE
Virtually Staged. ** One or more photos have been virtually staged ** Welcome to your private retreat at Brooker Creek! Tucked against a peaceful conservation backdrop where deer are frequent visitors, this spacious 2-bedroom, 2-bath villa offers a wonderful combination of privacy, nature and convenience. Inside, the open living area flows to the screened patio, creating the perfect spot to enjoy your morning coffee, unwind at the end of the day, or simply take in the tranquil surroundings. The split-bedroom floor plan provides privacy for both owners and guests, with generously sized bedrooms and a primary suite featuring its own en-suite bath. On the opposite side of the kitchen, a bonus living area adds even more flexibility—use it as a den, home office, reading room, hobby space or whatever fits your lifestyle. And while the setting feels wonderfully tucked away, you’re still just minutes from shopping, dining, recreation and major roadways with convenient access throughout the Tampa Bay area. Peaceful conservation views, flexible living space and an incredibly convenient location—come discover your own little slice of Florida at Brooker Creek! ** Some photos are virtually staged for visualization/illustrative purposes only. Virtual staged furnishings, décor, and other staged items are digitally added and are not included in the sale. Virtually staged photos may not depict room proportions to actual scale. Buyers should independently verify all room dimensions and measurements and should not rely on virtually staged photos for scale. Buyers should rely on the non-virtually staged photos for the as-is condition of the home, including, but not limited to, any features that may appear differently in the virtually staged photos. **
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
0.07 ac
Lot size
1
Garage
2000
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,802 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,802/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs Palm Harbor actives
$213 vs $268
Days on market
23 vs 68 typical
Where $213/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
231 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4343 LAKESHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$290,000
4353 BROOKER CREEK DR · same community
2 bd · 2 ba · 1,360 sqft · $213/sqft · 19 DOM
Sold · Jul ’26$302,500
3164 BROOKER CREEK WAY · same community
2 bd · 2 ba · 1,412 sqft · $214/sqft · 96 DOM
Sold · Jan ’26$300,000
3141 BROOKER CREEK WAY · same community
2 bd · 2 ba · 1,412 sqft · $212/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4343 LAKESHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4343 LAKESHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4343 LAKESHORE DRIVE FAQs
What would the monthly payment be for 4343 LAKESHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,802/mo — principal and interest, the actual property-tax bill, the $394/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4343 LAKESHORE DRIVE?+
The association fee works out to $394 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4343 LAKESHORE DRIVE?+
The most recent tax bill on record (2025) was $4,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4343 LAKESHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $289,900, this home is listed about 25% below the Palm Harbor median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4343 LAKESHORE DRIVE?+
Joseph L. Carwise Middle School (middle), Forest Lakes Elementary School (elementary), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34685 market on paper
$289,900 is 29% below the PALM HARBOR 34685 median of $410,000, and at $213/sqft it sits under the Palm Harbor average of $272.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Joseph L. Carwise Middle School, Forest Lakes Elementary School, East Lake High School — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $299,900, now $289,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXPERT REALTY, INC. · April Robinson. MLS #TB8551878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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