2998 BONAVENTURE CIRCLE UNIT 104, PALM HARBOR, FL, 34684
Active22 days on marketListed Sep 27, 2026MLS #TB8551960
About this home
2998 BONAVENTURE CIRCLE UNIT 104
Virtually Staged. STRESS-FREE GROUND-FLOOR LIVING IN PALM HARBOR | Skip the stairs and heavy lifting—this updated 2-bedroom, 2-bathroom first-floor condo offers turnkey living with major big-ticket updates already checked off, including a 2020 HVAC system. Inside, durable wood-look tile runs through the main living areas and bedrooms, anchored by dedicated tile flooring in the kitchen and bathrooms for easy cleaning. The central living space features a real wood-burning fireplace, while the kitchen offers a clean, low-maintenance setup with white cabinetry, matching appliances, and a raised bar top open to the dining area. The thoughtful layout provides maximum privacy for both bedrooms. The primary suite features a generous walk-in closet and an en-suite bath. Across the hallway, the spacious guest bedroom is served by a full guest bath just steps away. Both bathrooms have been tastefully updated with neutral cabinets and fresh countertops. Unique to ground-floor units in Bonaventure, your private screened front porch includes a dedicated laundry closet along with an extra exterior storage room. Just steps from your assigned front door parking, you are a short 2-minute stroll to the resort-style pool, spa, sauna, and fitness center. Everyday convenience is right outside your door. You are minutes from top shopping hubs like Seabreeze Plaza and Countryside Mall, premier healthcare facilities including Mease Countryside Hospital and AdventHealth ER, and championship golf courses like Innisbrook and Countryside Country Club. Plus, enjoy quick weekend access to downtown Dunedin, Safety Harbor, and Honeymoon Island.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
900
Sqft
0 ac
Lot size
1987
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs Palm Harbor actives
$213 vs $268
Days on market
22 vs 68 typical
Where $213/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bonaventure
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Bonaventure — neighborhood snapshot
Population
1,292
Median age
41
Median income
$51,250
Median home value
$227,400
Avg household
2
Households w/ children
168
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
234 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2998 BONAVENTURE CIRCLE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$209,000
2969 BONAVENTURE CIRCLE UNIT 104 · same community
2 bd · 2 ba · 900 sqft · $232/sqft · 72 DOM
Sold · Jan ’26$200,000
3020 BONAVENTURE CIRCLE UNIT 204 · same community
2 bd · 2 ba · 900 sqft · $222/sqft · 119 DOM
Sold · Sep ’26$95,000
90 SUGAR BEAR DRIVE UNIT 53
2 bd · 2 ba · 864 sqft · $110/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2998 BONAVENTURE CIRCLE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2998 BONAVENTURE CIRCLE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2998 BONAVENTURE CIRCLE UNIT 104 FAQs
What would the monthly payment be for 2998 BONAVENTURE CIRCLE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,084/mo — principal and interest, the actual property-tax bill, the $442/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2998 BONAVENTURE CIRCLE UNIT 104?+
The association fee works out to $442 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2998 BONAVENTURE CIRCLE UNIT 104?+
The most recent tax bill on record (2025) was $3,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2998 BONAVENTURE CIRCLE UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $192,000, this home is listed about 51% below the Palm Harbor median of $388,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2998 BONAVENTURE CIRCLE UNIT 104?+
Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$192,000 is 23% below the PALM HARBOR 34684 median of $249,950, and at $213/sqft it sits under the Palm Harbor average of $272.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Curlew Creek Elementary School, Palm Harbor Middle School, Countryside High School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Erica Antonakos. MLS #TB8551960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 2998 BONAVENTURE CIRCLE UNIT 104 but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kyler to ping you on any price or status change →