CENTURY 21 Edge
$350,0002 bd2 ba1,565 sqft$224 /sqft≈$3,178 /mo all-in ↓

100 BLUFF VIEW DRIVE UNIT 514A, BELLEAIR BLUFFS, FL, 33770

Active26 days on marketListed Sep 25, 2026MLS #TB8551992

WaterfrontCondominiumHARBOUR CLUB CONDO

About this home

100 BLUFF VIEW DRIVE UNIT 514A

Located HIGH ON “THE BLUFFS” of Belleair so NO FLOOD INSURANCE needed here! BRAND NEW KITCHEN – WHITE SHAKER CABINETS, QUARTZ COUNTERTOPS, SS APPLIANCES! NEW BATHROOM VANITIES & QUARTZ COUNTERS! NEW PLANK FLOORING THROUGHOUT! NEW WATER HEATER. NEW PAINT! Coastal living at its finest in the beautifully renovated unit. 5th FLOOR GULF VIEWS! Spacious CORNER UNIT offers extra windows on the East side as well as STUNNING North and West VIEWS OF THE INTRACOASTAL WATERWAYS! WATERFRONT LIVING on the mainland without the price premium "on the beach." Premium location in the distinguished neighborhood of Bluff View Drive next to multi-million Dollar luxury waterfront homes in the City of Belleair Bluffs. Building "A" of the Harbour Club community features TWO ELEVATORS and sits high on the "Belleair Bluffs", therefore NO FLOOD INSURANCE required in this Building A. Spectacular views from this 5TH FLOOR unit to the north to Clearwater Harbour, Sand Key, Clearwater bridge, and downtown. The sunsets and "city lights" at night are extraordinary. Enjoy the sunsets from the main rooms! Master bedroom with gorgeous WATER VIEWS is spacious and features en suite bathroom & extra large walk-in closet. Guest bedroom/Office/Den has large closets and ALSO has fabulous WATER VIEWS! Fresh paint and new flooring makes this move in ready! Spacious kitchen with walk-in pantry! This condo has a storage room in the unit. Assigned covered parking #514 with a large storage closet 9x4ft for your beach chairs, kayaks, golf clubs & more! Additional second car and guest parking available. Enjoy the luxury waterfront heated pool, fitness center, shuffleboard, BBQ grills, picnic tables on community grounds. Take in glorious sunsets from the large LED-lighted fishing pier or watch twinkling lights of Sand key at night, fish off dock or paddle out on your kayak from adjoining small public beach. The recently renovated clubhouse accommodates large gatherings, and features TVs, a pool table, and a full kitchen. 55+, NO pets, NO rentals. Harbour Club’s beautifully landscaped waterfront complex is just minutes from the pristine white sands of TOP RATED BEACHES IN THE U.S.! Locals walk to the beach across the Belleair Causeway. The adjacent Belleair Causeway offers boat ramps. This is a fantastic location to fish from elevated platforms and enjoy views of passing boats, dolphins, birds, estuary, and lagoons. The causeway and natural elevations, and sunsets create incredible opportunities for photography and memories. Every convenience is "walkable," including Publix, boutique stores and specialty shops, prominent restaurants, professional and medical services, coffee shops and bakeries, and casual to fine dining! 55+, NO pets, NO rentals. The county says 1565sqft living but the unit is larger. Don't wait, this one will sell fast, CALL TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,565

Sqft

0.84 ac

Lot size

1970

Year built

One

Levels

$224

Per sqft

WaterfrontWater view55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up · Other
ConstructionBlock
FoundationSlab
ViewWater
FacesNorthwest
ExteriorOutdoor Grill · Outdoor Shower · Private Mailbox · Storage

Community & fees

Taxes (2025)$5,520/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,178 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,403
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$460
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate7.50%
Loan term

Estimated payment

$3,178/mo

Principal & interest$2,403
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$460
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $414,879 · range $402K–$456K$475K

vs edgeAI estimate

−15.6%

$/sqft vs Belleair Bluffs actives

$224 vs $248

Days on market

26 vs 133 typical

Where $224/sqft sits among the 31 Belleair Bluffs actives

3
3
8 · this home
6
4
7
$131–167$167–203$203–239$239–276$276–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbour Club

Drive times from this address

Downtown Tampa≈ 37 min
Tampa Int’l Airport (TPA)≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Bluffs. See the full Belleair Bluffs guide →

Harbour Club — neighborhood snapshot

Population

255

Median age

63

Median income

$57,150

Median home value

$409,300

Avg household

2

Households w/ children

14%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Bluffs market

Seller’s marketBalanced — 6.4 months of inventoryBuyer’s market

$234K → $252K

Belleair Bluffs median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

18 of 31

Belleair Bluffs actives have cut their price

Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $350,000 · 26 days on market since
1970Built · HARBOUR CLUB CONDO

Reality check

What actually sold near 100 BLUFF VIEW DRIVE UNIT 514A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

100 BLUFF VIEW DRIVE UNIT 411CSold · Feb ’26

$315,000

100 BLUFF VIEW DRIVE UNIT 411C · same community

1 bd · 2 ba · 1,050 sqft · $300/sqft · 107 DOM

3511 NORTH CIRSold · Jul ’26

$450,000

3511 NORTH CIR

3 bd · 2 ba · 1,560 sqft · $288/sqft · 23 DOM

2631 OAKBROOK DRIVESold · Aug ’26

$455,000

2631 OAKBROOK DRIVE

3 bd · 2 ba · 1,559 sqft · $292/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 BLUFF VIEW DRIVE UNIT 514A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 BLUFF VIEW DRIVE UNIT 514A — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

100 BLUFF VIEW DRIVE UNIT 514A FAQs

What would the monthly payment be for 100 BLUFF VIEW DRIVE UNIT 514A?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 100 BLUFF VIEW DRIVE UNIT 514A?+

The most recent tax bill on record (2025) was $5,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 BLUFF VIEW DRIVE UNIT 514A?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Bluffs?+

At $350,000, this home is listed about 12% above the Belleair Bluffs median of $313,700. The market section on this page shows how the area is trending.

Which schools are assigned to 100 BLUFF VIEW DRIVE UNIT 514A?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$350,000 runs 103% above the BELLEAIR BLUFFS 33770 median — but at 1,565 sqft it's also 16% larger than the typical Belleair Bluffs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTEC GROUP INC · Bradley Uline. MLS #TB8551992.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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