10149 GEESE TRAIL CIRCLE, RUSKIN, FL, 33573
Active37 days on marketListed Oct 1, 2026MLS #TB8551999
About this home
10149 GEESE TRAIL CIRCLE
MOTIVATED SELLER! SPACIOUS 5-BEDROOM GEM in Sun City Center! This beautiful 5-bedroom, 3-bathroom home features 2,552 sq. ft. of modern living with a versatile floor plan and recent upgrades! Built in 2020, this home combines comfort, functionality, and plenty of room to spread out. Step inside to discover NEW LUXURY VINYL PLANK FLOORING and an inviting OPEN-CONCEPT layout that seamlessly connects the kitchen, dining, and living areas. At the heart of the home is a spacious kitchen featuring a large center island, NEW APPLIANCES, ample cabinetry, and a walk-in pantry. The FIRST FLOOR features a bedroom and nearby full bathroom, providing additional flexibility for a home office, guest accommodations, or other uses. Upstairs, a GENEROUS LOFT creates additional living space with endless possibilities for entertainment or relaxation. The spacious PRIMARY SUITE features a private bathroom and large walk-in closet, while three additional bedrooms, a full bathroom, and convenient upstairs laundry complete the second floor. Step outside to enjoy your FULLY FENCED BACKYARD with room for outdoor entertaining, gardening, or creating your own outdoor retreat. Additional features include a TWO-CAR GARAGE and access to community amenities. Conveniently located near shopping, dining, schools, and major roadways in Tampa Bay’s growing SouthShore area. With its flexible floor plan, modern updates, and inviting living spaces, this MOVE-IN READY home is ready for its next chapter! Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,552
Sqft
0.11 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,072 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,072/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.8%
$/sqft vs Sun City Center actives
$141 vs $157
Days on market
37 vs 67 typical
Where $141/sqft sits among the 332 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Creek Phases
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Cypress Creek Phases — neighborhood snapshot
Population
2,777
Median age
31
Median income
$105,262
Median home value
$377,900
Avg household
3
Households w/ children
479
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$320K → $320K
Ruskin median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
199 of 332
Sun City Center actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 10149 GEESE TRAIL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$234,800
10119 GEESE TRAIL CIRCLE · same community
3 bd · 2 ba · 1,516 sqft · $155/sqft · 0 DOM
Sold · Oct ’26$345,000
10448 CARLOWAY HILLS DRIVE
5 bd · 3 ba · 2,560 sqft · $135/sqft · 15 DOM
Sold · Aug ’26$400,000
9646 IVORY DRIVE
4 bd · 2.5 ba · 2,616 sqft · $153/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10149 GEESE TRAIL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10149 GEESE TRAIL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10149 GEESE TRAIL CIRCLE FAQs
What would the monthly payment be for 10149 GEESE TRAIL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,072/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10149 GEESE TRAIL CIRCLE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10149 GEESE TRAIL CIRCLE?+
The most recent tax bill on record (2025) was $2,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10149 GEESE TRAIL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $359,000, this home is listed about 6% above the Ruskin median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 10149 GEESE TRAIL CIRCLE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Bobbie Jo Goulden. MLS #TB8551999.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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