2126 NE 2ND STREET, CAPE CORAL, FL, 33909
Active40 days on marketListed Sep 28, 2026MLS #TB8552807
About this home
2126 NE 2ND STREET
POOL, WATERFRONT, PAID ASSESSMENTS AND FLOOD ZONE X! This beautifully designed 3-Car Garage, 2,004 sq ft home combines modern finishes, waterfront views and easy Florida living. Step inside to an open, light filled floor plan featuring soaring ceilings, decorative tray ceiling details, wood look tile flooring and an impressive wall of corner sliding glass doors that opens the main living space directly to the screened lanai and pool. A separate den or flex space gives you the freedom to create a home office, media room, playroom or additional sitting area. The kitchen is made for everyday living and entertaining with white cabinetry, granite countertops, stainless steel appliances, a large center island, pendant lighting and plenty of storage. The spacious primary suite offers private access to the outdoor living area, dual walk in closets and a beautifully finished bathroom with dual sinks and an oversized walk in shower. Impact windows and doors provide added peace of mind throughout the home. Outside, enjoy a large screened pool surrounded by an expansive paver deck overlooking the freshwater canal, creating a relaxing backdrop for mornings by the water, afternoons in the pool and evenings outdoors. The backyard also features a dragon fruit tree for a unique tropical touch. Additional highlights include a three car garage, city water and sewer with assessments paid, Flood Zone X and a 2022 construction date. Located in NE Cape Coral with convenient access to shopping, dining, schools, parks and everyday necessities. Modern waterfront living, a pool, flexible living space, paid assessments and Flood Zone X all in one property. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,004
Sqft
0.23 ac
Lot size
3
Garage
2022
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,909 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,909/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs CAPE CORAL
$304 vs $228
Days on market
40 vs 45 typical
Where $304/sqft sits among the 168 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
71 of 168
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 771% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2126 NE 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$530,000
1406 SW 13TH STREET · same community
4 bd · 3 ba · 1,962 sqft · $270/sqft · 244 DOM
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Dec ’25$560,000
210 SW 37TH TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2126 NE 2ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2126 NE 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2126 NE 2ND STREET FAQs
What would the monthly payment be for 2126 NE 2ND STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,909/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2126 NE 2ND STREET?+
The most recent tax bill on record (2025) was $8,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $610,000, this home is listed about 45% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2126 NE 2ND STREET?+
Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Cape Coral High School (high), Mariner High School (high), Island Coast High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$610,000 runs 771% above the CAPE CORAL 33909 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Tropic Isles Elementary School, North Fort Myers High School, Caloosa Middle School, Caloosa Elementary School, Hancock Creek Elementary School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Cape Coral High School, Mariner High School, Island Coast High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $625,000, now $610,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Tiffany Packard. MLS #TB8552807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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