CENTURY 21 Edge
$1,650,0006 bd3.5 ba6,218 sqft$265 /sqft≈$11,679 /mo all-in ↓

5501 CLIPPER COURT, NEW PORT RICHEY, FL, 34652

Active11 days on marketListed Sep 30, 2026MLS #TB8552838

WaterfrontSingle Family ResidenceFLOR A MAR

About this home

5501 CLIPPER COURT

Virtually Staged. Ready to park a yacht in your backyard? With 285 ft of waterfront and DEEP water, direct Gulf Access you can do EXACTLY that! Offering an extraordinary layout, situated one street in from the Gulf, with massive versatility, this sprawling 6-bedroom, 3-full-bath, and 1-half-bath residence provides an abundance of space for a family looking to live on the water or set up an ideal in-law suite with a completely separate lower living level. An interior elevator effortlessly connects the first and second floors, making movement throughout the home seamless and accessible for everyone. The home is also privately gated, with two automatic gates offering the maximum security and privacy at the end of a quiet cul-de-sac. You have the luxury of an expansive outdoor space paired with low-maintenance living thanks to pavers throughout the front driveway and back patio and there's plenty of room to build your dream pool with over 1/3 of an acre of land. Inside, you will find three separate kitchens throughout the home, including a functional butler’s kitchen behind the primary kitchen with built-in laundry access and washer/dryer hookups. The primary kitchen is white and bright, and opens right up to the dining room and living room making it the perfect place to entertain. The primary bedroom is extremely spacious, featuring a large ensuite bathroom with a standing shower, private water closet, and a relaxing soaking tub. It also features a massive walk in closet, with a west facing private balcony to catch those beautiful Gulf sunsets, and offers a glimpse of the Gulf! Right by the master, you have another room that is perfectly set up for an office. The beauty of this home, is every window and room has its own water view so you'll feel like you're in paradise no matter which room you're in. The upper level also features a jack n jill style bedroom with an adjoining living space that would be perfect for a sitting area, or a playroom if you have children. You also have a formal dining room on the upper level and a large study to use however you would like once you walk in by the foyer. The lower level is just as spacious with full living quarters including the third kitchen, full bathroom, 3 bedrooms, and two massive walk in storage closets. This home has been well cared for, freshly painted exterior, Roof replaced in 2021, and 1 AC brand new in 2025, and inside is updated to make it move in ready and is perfect for the savvy buyer who understands where the luxury market is heading in this area. Located in a well-known waterfront community of Gulf Harbors, residents have the added flexibility of an optional HOA at just $125 a year, as well as an optional private beach membership for $200 a year, which is gated, and has 21 cabanas, grills, and showers. Whether you are an avid boater, looking for multi-generational living, or searching for low-maintenance waterfront luxury, this Gulf Harbors gem offers it all. The neighborhood is also golf cart friendly with easy access to downtown New Port Richey which has a lot of restaurants, shoppes, and historical sites to explore! The community also has a local yacht club and tons of events such as golf cart parades, concerts, and boat parades throughout the year. There's truly not another home like this, and homes like this situated on this amount of water, aren't available often. Don't miss your opportunity to make this one yours!

Facts & features

The home at a glance

6

Bedrooms

3.5

Bathrooms

6,218

Sqft

0.32 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$265

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · Elevator · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding · Wood Frame
FoundationSlab
ViewWater
FacesNorth
ExteriorBalcony · French Doors · Private Mailbox

Community & fees

HOA fee$10/mo
Taxes (2025)$23,840/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Water Access · Waterfront

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,679 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$1,987
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$11,679/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$1,987
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs FLOR A MAR

$265 vs $380

Days on market

11 vs 82 typical

Where $265/sqft sits among the 55 homes for sale in FLOR A MAR

9
8 · this home
12
11
7
8
$193–258$258–324$324–390$390–456$456–522$522+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Drive times from this address

Tampa Int’l Airport (TPA)≈ 53 min
Downtown Tampa≈ 57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★★
MiddleGulf Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$280K → $271K

New Port Richey median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

31 of 55

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 804% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $1,650,000 · 11 days on market since
2005Built · FLOR A MAR

Reality check

What actually sold near 5501 CLIPPER COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3150 TRIDENT TERRACESold · Jul ’26

$1,070,000

3150 TRIDENT TERRACE · same community

5 bd · 4 ba · 4,489 sqft · $238/sqft · 312 DOM

3300 FLORAMAR TERRACESold · May ’26

$1,273,500

3300 FLORAMAR TERRACE · same community

4 bd · 3 ba · 3,159 sqft · $403/sqft · 175 DOM

4924 SOUTHSHORE DRIVESold · Jun ’26

$1,700,000

4924 SOUTHSHORE DRIVE · same community

4 bd · 3 ba · 3,094 sqft · $549/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5501 CLIPPER COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5501 CLIPPER COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5501 CLIPPER COURT FAQs

What would the monthly payment be for 5501 CLIPPER COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,679/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5501 CLIPPER COURT?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5501 CLIPPER COURT?+

The most recent tax bill on record (2025) was $23,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5501 CLIPPER COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $1,650,000, this home is listed about 498% above the New Port Richey median of $275,790. The market section on this page shows how the area is trending.

Which schools are assigned to 5501 CLIPPER COURT?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Jakea Cates. MLS #TB8552838.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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