10317 GEESE TRAIL CIRCLE, RUSKIN, FL, 33573
Active24 days on marketListed Oct 14, 2026MLS #TB8553036
About this home
10317 GEESE TRAIL CIRCLE
SPACE, SAVINGS & A SHOW-STOPPING OWNERS SUITE! This impressive 5-bedroom, 3-bath home offers 2,674 sq ft of thoughtfully designed living space and a layout that truly stands out. One of the home’s biggest highlights is the rare, MASSIVE owner’s suite, offering an abundance of space to create a luxurious private retreat. Upstairs, you'll also find a versatile loft, three additional well sized bedrooms and another full bath. Even better, the home features PAID-OFF SOLAR PANELS, providing an average annual savings of over $4,000 on electricity while adding long-term energy efficiency and value. The open-concept first floor seamlessly connects the spacious kitchen to the living room and screened-in patio, and a fully vinyl-fenced backyard, providing added privacy and a great space for pets, play, or outdoor gatherings, creating an ideal space for everyday living and entertaining. At the front of the home, an adaptable bonus area offers endless possibilities and can be used as a formal dining room, sitting room, office space, playroom, or additional living space. A downstairs bedroom and full bath provide the perfect setup for guests, a home office, or multigenerational living. As an added bonus, the living room furniture can also be conveyed with the sale, making this home even more move-in ready. Enjoy all the benefits of a community offering a pool, playground, and dog park, plus access to amenities at the nearby Cypress Creek sister community.Conveniently located off 301 with easy access to I-75, shopping, dining, entertainment, and more. With an exceptional amount of living space, a truly oversized owner’s suite, flexible living areas, a private fenced backyard, solar panels offering over $4,000 in average annual savings, and optional living room furniture, this is a home that delivers more in all the right ways.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,674
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,731 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Ruskin actives
$144 vs $179
Days on market
24 vs 67 typical
Where $144/sqft sits among the 282 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Creek Phases
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Cypress Creek Phases — neighborhood snapshot
Population
2,777
Median age
31
Median income
$105,262
Median home value
$377,900
Avg household
3
Households w/ children
479
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$320K → $320K
Ruskin median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
158 of 282
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 10317 GEESE TRAIL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$377,000
15417 IBIS FALL PLACE · same community
5 bd · 3 ba · 2,674 sqft · $141/sqft · 61 DOM
Sold · Nov ’25$295,000
15402 IBIS FALL PLACE · same community
4 bd · 2 ba · 1,830 sqft · $161/sqft · 39 DOM
Sold · Jul ’26$575,000
5073 RUBY FLATS DRIVE
4 bd · 3 ba · 2,675 sqft · $215/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10317 GEESE TRAIL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10317 GEESE TRAIL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10317 GEESE TRAIL CIRCLE FAQs
What would the monthly payment be for 10317 GEESE TRAIL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,731/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10317 GEESE TRAIL CIRCLE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10317 GEESE TRAIL CIRCLE?+
The most recent tax bill on record (2025) was $8,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10317 GEESE TRAIL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $384,900, this home is listed about 13% above the Ruskin median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 10317 GEESE TRAIL CIRCLE?+
Cypress Creek Elementary School (elementary), Shields Middle School (middle), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Miranda Hann. MLS #TB8553036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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