
2047 SE 28TH TERRACE, CAPE CORAL, FL, 33904
Active15 days on marketListed Sep 30, 2026MLS #TB8553605
About this home
2047 SE 28TH TERRACE
SAILBOAT GULF ACCESS, JUST 1,200 FEET TO THE RIVER, AN OVERSIZED RV GARAGE, TWO BOAT LIFTS AND A WATERFRONT SETTING BUILT FOR BOATERS! This impressive Cape Coral waterfront home combines luxury, functionality and incredible access to the water with no bridges between you and the river. Inside, the open great room floor plan is filled with natural light and features soaring ceilings, crown molding, tile flooring, plantation shutters and brand new hurricane resistant 90 degree sliding glass doors that open the living space to the screened lanai and wide canal views. The kitchen is designed for entertaining with granite countertops, a large island with seating, a walk in pantry with pull out drawers, Sub Zero refrigerator, wine refrigerator and a brand new induction oven, while both a formal dining room and waterfront breakfast nook provide plenty of space for gatherings. The spacious primary suite overlooks the water and features direct outdoor access, tray ceilings, a large walk in closet with built ins and a beautifully finished bath with dual vanities, freestanding soaking tub and oversized custom walk in shower. The guest accommodations are equally inviting, including an ensuite bedroom and a newly added walk in Jacuzzi bath. Outside is where this property truly stands apart. The expansive screened lanai surrounds a heated saltwater pool and spa with multiple covered seating areas, an outdoor kitchen with built in grill, refrigerator and sink, plus a fire pit and a new hot tub that conveys with the property. A private dog run with artificial turf provides a low maintenance space for pets. Continue toward the water and you will find a wrap around composite dock designed for enjoying every part of the waterfront, complete with a tiki hut, multiple seating areas and two boat lifts, including a 30,000 lb lift with 22,000 lb bunks and a 4,000 lb lift with brand new bunks. The wide canal and short route to the river make this an exceptional setup for serious boaters. Additional highlights include a newer metal roof, a brand new A/C unit, laundry room with utility sink, a safe that conveys with the property and an incredible RV garage measuring over 1,000 square feet with room for multiple vehicles, an RV or boat, plus RV electric and cleanout. With incredible waterfront views, direct Gulf access, resort style outdoor living and garage space rarely found in Cape Coral, this home offers a lifestyle that is just as impressive as the property itself. Schedule your private showing and experience everything this waterfront home has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,559
Sqft
0.26 ac
Lot size
4
Garage
2002
Year built
One
Levels
$567
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,638 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,638/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+88.1%
$/sqft vs CAPE CORAL
$567 vs $229
Days on market
15 vs 55 typical
Where $567/sqft sits among the 168 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cornwallis
Get to know Cape Coral. See the full Cape Coral guide →
Cornwallis — neighborhood snapshot
Population
1,281
Median age
45
Median income
$47,076
Median home value
$671,567
Avg household
2
Households w/ children
88%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
76 of 168
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 252% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2047 SE 28TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
2526 SW 25TH AVENUE · same community
4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM
Sold · Nov ’25$1,150,000
5320 SW 3RD AVENUE · same community
3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM
Sold · Dec ’25$610,000
3913 SE 19TH AVENUE · same community
4 bd · 2 ba · 2,238 sqft · $273/sqft · 276 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2047 SE 28TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2047 SE 28TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2047 SE 28TH TERRACE FAQs
What would the monthly payment be for 2047 SE 28TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,638/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2047 SE 28TH TERRACE?+
The most recent tax bill on record (2025) was $13,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $1,450,000, this home is listed about 245% above the Cape Coral median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2047 SE 28TH TERRACE?+
Cape Elementary School (elementary), Cape Coral High School (high), Pelican Elementary School (elementary), North Fort Myers High School (high), Gulf Elementary School (elementary), Gulf Middle School (middle), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,450,000 runs 252% above the CAPE CORAL 33904 median — but at 2,559 sqft it's also 40% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cape Elementary School, Cape Coral High School, Pelican Elementary School, North Fort Myers High School, Gulf Elementary School, Gulf Middle School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Tiffany Packard. MLS #TB8553605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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